This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SAADATGANJ branch in LUCKNOW. The 11-digit IFSC HDFC0008117 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SAADATGANJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – SAADATGANJ is HDFC0008117. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008117 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Saadatganj |
| IFSC Code | HDFC0008117 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Saadatganj branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0008117.
Saadatganj branch overview
Located at UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003, the Saadatganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0008117 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAADATGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0008117 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008117 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0008117
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008117 across all three.
NEFT to HDFC Bank, SAADATGANJ using IFSC HDFC0008117
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008117, and confirm that the system picks up HDFC Bank – SAADATGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAADATGANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SAADATGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0008117 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – SAADATGANJ, use IMPS. With IFSC HDFC0008117 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Saadatganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008117:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAADATGANJ is still linked to IFSC HDFC0008117.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SAADATGANJ branch, the IFSC HDFC0008117 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Saadatganj branch is mapped to IFSC HDFC0008117 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008117.
Banking services available
The Saadatganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008117
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008117 and the account number together uniquely identify the Saadatganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0008117
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SAADATGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0008117 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SAADATGANJ:
- The IFSC is exactly HDFC0008117 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SAADATGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Saadatganj branch
The branch is located at UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Saadatganj branch” — the verified location pin for IFSC HDFC0008117 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008117 and your account number.
Verifying IFSC HDFC0008117 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008117 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Saadatganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0008117, however, work 24x7.
Branch address & contact
HDFC BankSaadatganj Branch
UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003
Lucknow, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0008117
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saadatganj branch but serve different purposes.
Can I use IFSC HDFC0008117 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008117 to send funds instantly.
How do I add HDFC Bank Saadatganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008117, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Saadatganj branch?
The IFSC code of HDFC Bank, Saadatganj branch is HDFC0008117. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Saadatganj branch located?
HDFC Bank's Saadatganj branch is located at UPPER GRD FLOOR MS PLAZA OPP EXON MONTESORRY SCHOOL PLAYGROUND SAADATGANJ CAMPBEL ROAD LUCKNOW UTTAR PRADESH 226003, Lucknow, Uttar Pradesh.
What is the phone number of HDFC Bank Saadatganj branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0008117 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Saadatganj reflect within 30 minutes.
Is IFSC HDFC0008117 the same for all accounts at Saadatganj branch?
Yes. The IFSC HDFC0008117 is shared by every account held at HDFC Bank's Saadatganj branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0008117 is the IFSC code of HDFC Bank, SAADATGANJ branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
