If you are searching for the IFSC code of HDFC Bank, NIJAMPUR MALHOR branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0009128. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NIJAMPUR MALHOR branch, and detailed step-by-step guides for using the IFSC HDFC0009128 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – NIJAMPUR MALHOR is HDFC0009128. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009128 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nijampur Malhor |
| IFSC Code | HDFC0009128 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR PLOT NO 51 AND 51A OPP GATE NO 1 OF AMITY UNIVERSITY VILL NIJAMPUR LUCKNOW UTTAR PRADESH 226028 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Nijampur Malhor branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009128.
About the Nijampur Malhor branch
The Nijampur Malhor branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR PLOT NO 51 AND 51A OPP GATE NO 1 OF AMITY UNIVERSITY VILL NIJAMPUR LUCKNOW UTTAR PRADESH 226028. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009128 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NIJAMPUR MALHOR branch came to be assigned the code HDFC0009128.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009128, money simply cannot be routed to the NIJAMPUR MALHOR branch electronically.
How to transfer money using IFSC HDFC0009128
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009128 across all three.
How to use IFSC HDFC0009128 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NIJAMPUR MALHOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009128.
- Confirm the bank name auto-populates as HDFC Bank and the branch as NIJAMPUR MALHOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NIJAMPUR MALHOR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NIJAMPUR MALHOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009128 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank NIJAMPUR MALHOR (IFSC HDFC0009128)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009128 in your mobile or internet banking app, and the money is credited to the NIJAMPUR MALHOR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nijampur Malhor
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009128:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIJAMPUR MALHOR is still linked to IFSC HDFC0009128.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0009128
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NIJAMPUR MALHOR is still mapped to IFSC HDFC0009128. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009128 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nijampur Malhor branch is mapped to IFSC HDFC0009128 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009128.
Banking services available
The Nijampur Malhor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009128
MICR & cheque-truncation details
Cheques drawn on the Nijampur Malhor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009128 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nijampur Malhor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009128 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NIJAMPUR MALHOR:
- The IFSC is exactly HDFC0009128 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NIJAMPUR MALHOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nijampur Malhor branch sits at HDFC BANK LTD GROUND FLOOR PLOT NO 51 AND 51A OPP GATE NO 1 OF AMITY UNIVERSITY VILL NIJAMPUR LUCKNOW UTTAR PRADESH 226028. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009128 and your account number.
Verifying IFSC HDFC0009128 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009128 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nijampur Malhor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009128, however, work 24x7.
Branch address & contact
HDFC BankNijampur Malhor Branch
HDFC BANK LTD GROUND FLOOR PLOT NO 51 AND 51A OPP GATE NO 1 OF AMITY UNIVERSITY VILL NIJAMPUR LUCKNOW UTTAR PRADESH 226028
Lucknow, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0009128
Frequently asked questions
What is the phone number of HDFC Bank Nijampur Malhor branch?
You can reach the branch at 91-9935903333 during regular banking hours.
How do I add HDFC Bank Nijampur Malhor as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009128, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0009128 valid for NEFT and RTGS?
Yes. IFSC HDFC0009128 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0009128 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009128 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nijampur Malhor branch but serve different purposes.
Is IFSC HDFC0009128 the same for all accounts at Nijampur Malhor branch?
Yes. The IFSC HDFC0009128 is shared by every account held at HDFC Bank's Nijampur Malhor branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0009128 is the IFSC code of HDFC Bank, NIJAMPUR MALHOR branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
