Below are the complete branch details for HDFC Bank, NAKA HINDOLA branch, located in LUCKNOW, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004005 for HDFC Bank – NAKA HINDOLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's NAKA HINDOLA branch, the IFSC HDFC0004005 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004005 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Naka Hindola |
| IFSC Code | HDFC0004005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Naka Hindola branch in Lucknow. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004005.
About this branch
The branch is located at HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004005 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NAKA HINDOLA branch came to be assigned the code HDFC0004005.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004005, money simply cannot be routed to the NAKA HINDOLA branch electronically.
How to transfer money using IFSC HDFC0004005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004005 across all three.
NEFT to HDFC Bank, NAKA HINDOLA using IFSC HDFC0004005
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004005, and confirm that the system picks up HDFC Bank – NAKA HINDOLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAKA HINDOLA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NAKA HINDOLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004005 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank NAKA HINDOLA (IFSC HDFC0004005)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004005 in your mobile or internet banking app, and the money is credited to the NAKA HINDOLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004005 for HDFC Bank – NAKA HINDOLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004005 | Yes – HDFC0004005 | Yes – HDFC0004005 |
For most retail customers crediting the Naka Hindola branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's NAKA HINDOLA branch, the IFSC HDFC0004005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Naka Hindola branch
Once you have an account at HDFC Bank – NAKA HINDOLA, the IFSC HDFC0004005 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Naka Hindola branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004005
MICR & cheque-truncation details
Cheques drawn on the Naka Hindola branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0004005
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NAKA HINDOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0004005
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – NAKA HINDOLA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004005. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Naka Hindola branch
The branch is located at HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Naka Hindola branch” — the verified location pin for IFSC HDFC0004005 should appear at the top of the results.
- Confirm the branch is open by calling 91-9935903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004005 and your account number.
Verifying IFSC HDFC0004005 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004005 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Naka Hindola branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004005, however, work 24x7.
Branch address & contact
HDFC BankNaka Hindola Branch
HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004
Lucknow, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0004005
Frequently asked questions
Is IFSC HDFC0004005 valid for NEFT and RTGS?
Yes. IFSC HDFC0004005 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Naka Hindola branch?
You can reach the branch at 91-9935903333 during regular banking hours.
What is the IFSC code of HDFC Bank Naka Hindola branch?
The IFSC code of HDFC Bank, Naka Hindola branch is HDFC0004005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Naka Hindola as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004005, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Naka Hindola branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Where is HDFC Bank Naka Hindola branch located?
HDFC Bank's Naka Hindola branch is located at HDFC BANK LTD HOTEL DAYAL BUILDING NO 76 13 GURUDWARA ROAD P S NAKA HINDOLA LUCKNOW UTTAR PRADESH 226004, Lucknow, Uttar Pradesh.
How quickly will an NEFT transfer using HDFC0004005 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Naka Hindola reflect within 30 minutes.
Final notes
To recap: HDFC0004005 is the IFSC code of HDFC Bank, NAKA HINDOLA branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
