If you are searching for the IFSC code of HDFC Bank, ISMAIL GANJ branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0007354. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ISMAIL GANJ branch, and detailed step-by-step guides for using the IFSC HDFC0007354 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007354 is the IFSC of HDFC Bank's ISMAIL GANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 007354 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ismail Ganj branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code HDFC0007354 for all electronic settlement.
About the Ismail Ganj branch
The Ismail Ganj branch of HDFC Bank is situated at GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007354 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ismail Ganj |
| IFSC Code | HDFC0007354 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ISMAIL GANJ branch came to be assigned the code HDFC0007354.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007354, money simply cannot be routed to the ISMAIL GANJ branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007354 and the account number together uniquely identify the Ismail Ganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0007354
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007354 across all three.
NEFT to HDFC Bank, ISMAIL GANJ using IFSC HDFC0007354
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007354, and confirm that the system picks up HDFC Bank – ISMAIL GANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ISMAIL GANJ
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ISMAIL GANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007354 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ISMAIL GANJ, use IMPS. With IFSC HDFC0007354 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ismail Ganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007354:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ISMAIL GANJ is still linked to IFSC HDFC0007354.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0007354
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ISMAIL GANJ is still mapped to IFSC HDFC0007354. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007354 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ismail Ganj branch
Once you have an account at HDFC Bank – ISMAIL GANJ, the IFSC HDFC0007354 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ismail Ganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007354
Digital banking channels
Most day-to-day work that customers used to do at the Ismail Ganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007354 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ismail Ganj branch
The branch is located at GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Ismail Ganj branch” — the verified location pin for IFSC HDFC0007354 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007354 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ISMAIL GANJ:
- The IFSC is exactly HDFC0007354 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ISMAIL GANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ismail Ganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007354, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007354 for HDFC Bank – ISMAIL GANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankIsmail Ganj Branch
GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH
Lucknow, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0007354
Frequently asked questions
Can I use IFSC HDFC0007354 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007354 to send funds instantly.
What is the phone number of HDFC Bank Ismail Ganj branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ismail Ganj branch but serve different purposes.
Where is HDFC Bank Ismail Ganj branch located?
HDFC Bank's Ismail Ganj branch is located at GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR PRADESH, Lucknow, Uttar Pradesh.
Is IFSC HDFC0007354 valid for NEFT and RTGS?
Yes. IFSC HDFC0007354 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Ismail Ganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007354, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Ismail Ganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0007354 the same for all accounts at Ismail Ganj branch?
Yes. The IFSC HDFC0007354 is shared by every account held at HDFC Bank's Ismail Ganj branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0007354 belongs to HDFC Bank's ISMAIL GANJ branch, located at GROUND FLOOR HOUSE NO 8 8 ISMILE GANJ SECTOR 8 INDIRA NAGAR LUCKNOW UTTAR… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
