IFSC Code of HDFC Bank, Siddheshwar Sahakari Bank Ltd Latur Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's SIDDHESHWAR SAHAKARI BANK LTD LATUR branch in LATUR, MAHARASHTRA. The branch's IFSC code HDFC0CSID08 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SIDDHESHWAR SAHAKARI BANK LTD LATUR branch, the IFSC HDFC0CSID08 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CSID08 identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Siddheshwar Sahakari Bank Ltd Latur branch — IFSC HDFC0CSID08 — extends the bank's services to customers in and around Latur, Maharashtra.

About the Siddheshwar Sahakari Bank Ltd Latur branch

The Siddheshwar Sahakari Bank Ltd Latur branch of HDFC Bank is situated at SHIVAJI CHOWK PARALI ROAD KALLAM OSMANABAD 413507. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CSID08 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SIDDHESHWAR SAHAKARI BANK LTD LATUR branch came to be assigned the code HDFC0CSID08.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CSID08, money simply cannot be routed to the SIDDHESHWAR SAHAKARI BANK LTD LATUR branch electronically.

How to transfer money using IFSC HDFC0CSID08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSID08 across all three.

How to use IFSC HDFC0CSID08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SIDDHESHWAR SAHAKARI BANK LTD LATUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CSID08.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as SIDDHESHWAR SAHAKARI BANK LTD LATUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CSID08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR, ensure your bank's portal accepts IFSC HDFC0CSID08 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR, use IMPS. With IFSC HDFC0CSID08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CSID08 for HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Siddheshwar Sahakari Bank Ltd Latur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SIDDHESHWAR SAHAKARI BANK LTD LATUR branch, the IFSC HDFC0CSID08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Siddheshwar Sahakari Bank Ltd Latur branch

Once you have an account at HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR, the IFSC HDFC0CSID08 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Siddheshwar Sahakari Bank Ltd Latur branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CSID08

MICR & cheque-truncation details

Cheques drawn on the Siddheshwar Sahakari Bank Ltd Latur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CSID08 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Siddheshwar Sahakari Bank Ltd Latur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CSID08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR:

• The IFSC is exactly HDFC0CSID08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SIDDHESHWAR SAHAKARI BANK LTD LATUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Siddheshwar Sahakari Bank Ltd Latur branch

The branch is located at SHIVAJI CHOWK PARALI ROAD KALLAM OSMANABAD 413507, which puts it inside Latur, the broader Osmanabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Siddheshwar Sahakari Bank Ltd Latur branch” — the verified location pin for IFSC HDFC0CSID08 should appear at the top of the results.
2. Confirm the branch is open by calling 2373-262933 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CSID08 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CSID08 for HDFC Bank – SIDDHESHWAR SAHAKARI BANK LTD LATUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Siddheshwar Sahakari Bank Ltd Latur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CSID08, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CSID08 is the IFSC code of HDFC Bank, SIDDHESHWAR SAHAKARI BANK LTD LATUR branch, in LATUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.