Use this page as a one-stop reference for everything related to HDFC Bank's LANKA branch in LANKA, ASSAM. The branch's IFSC code HDFC0008531 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008531 is the IFSC of HDFC Bank's LANKA branch. The format is fixed: HDFC = bank code, 0 = reserved, 008531 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Lanka |
| IFSC Code | HDFC0008531 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR SHILLONG ROAD OPP M BAZAR WARD NO 1 LANKA LANKA ASSAM 782446 |
| City | Lanka |
| District | Nagaon |
| State | Assam |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lanka branch in Lanka, Assam is part of this network and uses the IFSC code HDFC0008531 for all electronic settlement.
About the Lanka branch
The Lanka branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR SHILLONG ROAD OPP M BAZAR WARD NO 1 LANKA LANKA ASSAM 782446. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008531 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LANKA of HDFC Bank — its own 11-character IFSC. The code HDFC0008531 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0008531 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0008531
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008531 across all three.
NEFT to HDFC Bank, LANKA using IFSC HDFC0008531
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008531, and confirm that the system picks up HDFC Bank – LANKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LANKA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's LANKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0008531 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – LANKA, use IMPS. With IFSC HDFC0008531 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008531 for HDFC Bank – LANKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008531 | Yes – HDFC0008531 | Yes – HDFC0008531 |
For most retail customers crediting the Lanka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0008531
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – LANKA is still mapped to IFSC HDFC0008531. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008531 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lanka branch
Once you have an account at HDFC Bank – LANKA, the IFSC HDFC0008531 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lanka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0008531
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008531 and the account number together uniquely identify the Lanka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Lanka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008531 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0008531
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – LANKA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008531. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Lanka branch
The branch is located at HDFC BANK LTD GRD FLOOR SHILLONG ROAD OPP M BAZAR WARD NO 1 LANKA LANKA ASSAM 782446, which puts it inside Lanka, the broader Nagaon district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Lanka branch” — the verified location pin for IFSC HDFC0008531 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008531 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008531 for HDFC Bank – LANKA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lanka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008531 continue to work without interruption.
Branch address & contact
HDFC BankLanka Branch
HDFC BANK LTD GRD FLOOR SHILLONG ROAD OPP M BAZAR WARD NO 1 LANKA LANKA ASSAM 782446
Lanka, Assam
Phone: 1800-2026161
IFSC: HDFC0008531
Frequently asked questions
How quickly will an NEFT transfer using HDFC0008531 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Lanka reflect within 30 minutes.
How do I add HDFC Bank Lanka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008531, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Lanka branch located?
HDFC Bank's Lanka branch is located at HDFC BANK LTD GRD FLOOR SHILLONG ROAD OPP M BAZAR WARD NO 1 LANKA LANKA ASSAM 782446, Lanka, Assam.
Is IFSC HDFC0008531 the same for all accounts at Lanka branch?
Yes. The IFSC HDFC0008531 is shared by every account held at HDFC Bank's Lanka branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lanka branch but serve different purposes.
Can I use IFSC HDFC0008531 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008531 to send funds instantly.
Final notes
To recap: HDFC0008531 is the IFSC code of HDFC Bank, LANKA branch, in LANKA, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
