If you are searching for the IFSC code of HDFC Bank, LANJIGARH branch in LANJIGARH, ODISHA, this page has every detail you need. The verified IFSC code for this branch is HDFC0010648. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LANJIGARH branch, and detailed step-by-step guides for using the IFSC HDFC0010648 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0010648 is the IFSC of HDFC Bank's LANJIGARH branch. The format is fixed: HDFC = bank code, 0 = reserved, 010648 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Lanjigarh branch in Lanjigarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0010648.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Lanjigarh |
| IFSC Code | HDFC0010648 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD AND 1ST FLOOR SUDAMA KRISHNA RESIDENCY NR VEDANTA TOWN SHIP MAIN GATE PO JAGANNATHPUR LANJIGARH ODISHA 766027 |
| City | Lanjigarh |
| District | Kalahandi |
| State | Odisha |
| STD Code | 1800 |
| Phone | 2026161 |
About the Lanjigarh branch
The Lanjigarh branch of HDFC Bank is situated at GRD AND 1ST FLOOR SUDAMA KRISHNA RESIDENCY NR VEDANTA TOWN SHIP MAIN GATE PO JAGANNATHPUR LANJIGARH ODISHA 766027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0010648 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LANJIGARH of HDFC Bank — its own 11-character IFSC. The code HDFC0010648 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0010648 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Lanjigarh branch
Once you have an account at HDFC Bank – LANJIGARH, the IFSC HDFC0010648 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lanjigarh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0010648
How to transfer money using IFSC HDFC0010648
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010648 across all three.
NEFT to HDFC Bank, LANJIGARH using IFSC HDFC0010648
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0010648, and confirm that the system picks up HDFC Bank – LANJIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LANJIGARH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's LANJIGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0010648 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank LANJIGARH (IFSC HDFC0010648)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0010648 in your mobile or internet banking app, and the money is credited to the LANJIGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Lanjigarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0010648:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LANJIGARH is still linked to IFSC HDFC0010648.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0010648
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – LANJIGARH is still mapped to IFSC HDFC0010648. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0010648 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0010648
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the LANJIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0010648 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0010648 and the account number together uniquely identify the Lanjigarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0010648
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – LANJIGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0010648. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Lanjigarh branch
The branch is located at GRD AND 1ST FLOOR SUDAMA KRISHNA RESIDENCY NR VEDANTA TOWN SHIP MAIN GATE PO JAGANNATHPUR LANJIGARH ODISHA 766027, which puts it inside Lanjigarh, the broader Kalahandi district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Lanjigarh branch” — the verified location pin for IFSC HDFC0010648 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0010648 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0010648 for HDFC Bank – LANJIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lanjigarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010648, however, work 24x7.
Branch address & contact
HDFC BankLanjigarh Branch
GRD AND 1ST FLOOR SUDAMA KRISHNA RESIDENCY NR VEDANTA TOWN SHIP MAIN GATE PO JAGANNATHPUR LANJIGARH ODISHA 766027
Lanjigarh, Odisha
Phone: 1800-2026161
IFSC: HDFC0010648
Frequently asked questions
What is the phone number of HDFC Bank Lanjigarh branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0010648 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0010648 to send funds instantly.
Does HDFC Bank Lanjigarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0010648 the same for all accounts at Lanjigarh branch?
Yes. The IFSC HDFC0010648 is shared by every account held at HDFC Bank's Lanjigarh branch. Only the account number changes from customer to customer.
Is IFSC HDFC0010648 valid for NEFT and RTGS?
Yes. IFSC HDFC0010648 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Lanjigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0010648, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0010648 belongs to HDFC Bank's LANJIGARH branch, located at GRD AND 1ST FLOOR SUDAMA KRISHNA RESIDENCY NR VEDANTA TOWN SHIP MAIN GATE PO… in LANJIGARH, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
