If you are searching for the IFSC code of HDFC Bank, RAMESWARPUR branch in LALPUR, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is HDFC0003497. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAMESWARPUR branch, and detailed step-by-step guides for using the IFSC HDFC0003497 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003497 is the IFSC of HDFC Bank's RAMESWARPUR branch. The format is fixed: HDFC = bank code, 0 = reserved, 003497 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rameswarpur branch in Lalpur, Uttarakhand is part of this network and uses the IFSC code HDFC0003497 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rameswarpur |
| IFSC Code | HDFC0003497 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148 |
| City | Lalpur |
| District | Udham Singh Nagar |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 9935903333 |
About this branch
The branch is located at RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148. It serves the Lalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003497 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's RAMESWARPUR branch came to be assigned the code HDFC0003497.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003497, money simply cannot be routed to the RAMESWARPUR branch electronically.
Products and account variants supported
Every account opened at the Rameswarpur branch is mapped to IFSC HDFC0003497 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003497.
Banking services available
The Rameswarpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003497
How to transfer money using IFSC HDFC0003497
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003497 across all three.
How to use IFSC HDFC0003497 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RAMESWARPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0003497.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RAMESWARPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0003497
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RAMESWARPUR, ensure your bank's portal accepts IFSC HDFC0003497 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank RAMESWARPUR (IFSC HDFC0003497)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003497 in your mobile or internet banking app, and the money is credited to the RAMESWARPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003497 for HDFC Bank – RAMESWARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003497 | Yes – HDFC0003497 | Yes – HDFC0003497 |
For most retail customers crediting the Rameswarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's RAMESWARPUR branch, the IFSC HDFC0003497 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0003497
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RAMESWARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003497 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003497 and the account number together uniquely identify the Rameswarpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0003497
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – RAMESWARPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003497. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rameswarpur branch sits at RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148. If you are travelling from outside Lalpur, search for the branch on a maps application using the bank name and locality, or call 91-9935903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003497 and your account number.
Verifying IFSC HDFC0003497 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003497 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rameswarpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003497 continue to work without interruption.
Branch address & contact
HDFC BankRameswarpur Branch
RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148
Lalpur, Uttarakhand
Phone: 91-9935903333
IFSC: HDFC0003497
Frequently asked questions
Is IFSC HDFC0003497 valid for NEFT and RTGS?
Yes. IFSC HDFC0003497 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Rameswarpur branch located?
HDFC Bank's Rameswarpur branch is located at RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148, Lalpur, Uttarakhand.
How quickly will an NEFT transfer using HDFC0003497 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rameswarpur reflect within 30 minutes.
What is the phone number of HDFC Bank Rameswarpur branch?
You can reach the branch at 91-9935903333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rameswarpur branch but serve different purposes.
Is IFSC HDFC0003497 the same for all accounts at Rameswarpur branch?
Yes. The IFSC HDFC0003497 is shared by every account held at HDFC Bank's Rameswarpur branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Rameswarpur branch?
The IFSC code of HDFC Bank, Rameswarpur branch is HDFC0003497. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Rameswarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003497, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0003497 belongs to HDFC Bank's RAMESWARPUR branch, located at RAMESWARPUR, POST LALPUR, UDHAM SINGH NAGAR UTTRAKHAND 263148 in LALPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
