IFSC Code of HDFC Bank, Laitumukhrah, Shillong Branch, Meghalaya

Use this page as a one-stop reference for everything related to HDFC Bank's LAITUMUKHRAH, SHILLONG branch in LAITUMKHRAH, MEGHALAYA. The branch's IFSC code HDFC0002934 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's LAITUMUKHRAH, SHILLONG branch, the IFSC HDFC0002934 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002934 identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Laitumukhrah, Shillong branch in Laitumkhrah, Meghalaya is part of this network and uses the IFSC code HDFC0002934 for all electronic settlement.

Branch details at a glance

About the Laitumukhrah, Shillong branch

The Laitumukhrah, Shillong branch of HDFC Bank is situated at HDFC BANK LTD., MAIN ROAD, LAITUMKHRAH, NEAR MAIN MARKET, SHILLONG, NEAR MAIN MARKET, SHILLONG, EAST KHASI HILLS MEGHALAYA 793003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002934 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAITUMUKHRAH, SHILLONG of HDFC Bank — its own 11-character IFSC. The code HDFC0002934 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002934 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Laitumukhrah, Shillong branch is mapped to IFSC HDFC0002934 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0002934.

Banking services available

The Laitumukhrah, Shillong branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8003453333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002934

How to transfer money using IFSC HDFC0002934

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002934 across all three.

NEFT to HDFC Bank, LAITUMUKHRAH, SHILLONG using IFSC HDFC0002934

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002934, and confirm that the system picks up HDFC Bank – LAITUMUKHRAH, SHILLONG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0002934

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – LAITUMUKHRAH, SHILLONG, ensure your bank's portal accepts IFSC HDFC0002934 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank LAITUMUKHRAH, SHILLONG (IFSC HDFC0002934)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002934 in your mobile or internet banking app, and the money is credited to the LAITUMUKHRAH, SHILLONG branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0002934 for HDFC Bank – LAITUMUKHRAH, SHILLONG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Laitumukhrah, Shillong branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0002934

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – LAITUMUKHRAH, SHILLONG is still mapped to IFSC HDFC0002934. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002934 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0002934

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the LAITUMUKHRAH, SHILLONG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002934 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002934 and the account number together uniquely identify the Laitumukhrah, Shillong branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HDFC0002934

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – LAITUMUKHRAH, SHILLONG, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0002934.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Laitumukhrah, Shillong branch sits at HDFC BANK LTD., MAIN ROAD, LAITUMKHRAH, NEAR MAIN MARKET, SHILLONG, NEAR MAIN MARKET, SHILLONG, EAST KHASI HILLS MEGHALAYA 793003. If you are travelling from outside Laitumkhrah, search for the branch on a maps application using the bank name and locality, or call 91-8003453333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002934 and your account number.

Verifying IFSC HDFC0002934 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002934 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8003453333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Laitumukhrah, Shillong are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002934 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0002934 is the IFSC code of HDFC Bank, LAITUMUKHRAH, SHILLONG branch, in LAITUMKHRAH, MEGHALAYA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.