IFSC Code of HDFC Bank, Nandikotkur Road Kurnool Branch, Andhra Pradesh

Below are the complete branch details for HDFC Bank, NANDIKOTKUR ROAD KURNOOL branch, located in KURNOOL, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007492. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007492 for HDFC Bank – NANDIKOTKUR ROAD KURNOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0007492 is the IFSC of HDFC Bank's NANDIKOTKUR ROAD KURNOOL branch. The format is fixed: HDFC = bank code, 0 = reserved, 007492 = branch identifier.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nandikotkur Road Kurnool branch — IFSC HDFC0007492 — extends the bank's services to customers in and around Kurnool, Andhra Pradesh.

About the Nandikotkur Road Kurnool branch

The Nandikotkur Road Kurnool branch of HDFC Bank is situated at NANDIKOTKUR ROAD KURNOOL PLOT NO 68 D NO 87 1362 C N 68 CHANDRA SEKHAR NGR REVENUE WARD 87 NANDIKOTKUR ROAD KURNOOL ANDHRA PRADESH 518002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007492 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NANDIKOTKUR ROAD KURNOOL branch came to be assigned the code HDFC0007492.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007492, money simply cannot be routed to the NANDIKOTKUR ROAD KURNOOL branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007492 and the account number together uniquely identify the Nandikotkur Road Kurnool branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0007492

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007492 across all three.

How to use IFSC HDFC0007492 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NANDIKOTKUR ROAD KURNOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0007492.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as NANDIKOTKUR ROAD KURNOOL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NANDIKOTKUR ROAD KURNOOL

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NANDIKOTKUR ROAD KURNOOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007492 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – NANDIKOTKUR ROAD KURNOOL, use IMPS. With IFSC HDFC0007492 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0007492 for HDFC Bank – NANDIKOTKUR ROAD KURNOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nandikotkur Road Kurnool branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0007492

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NANDIKOTKUR ROAD KURNOOL is still mapped to IFSC HDFC0007492. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007492 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nandikotkur Road Kurnool branch is mapped to IFSC HDFC0007492 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0007492.

Products and services

Customers walking into the Nandikotkur Road Kurnool branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0007492

Digital banking channels

Most day-to-day work that customers used to do at the Nandikotkur Road Kurnool branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007492 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Nandikotkur Road Kurnool branch sits at NANDIKOTKUR ROAD KURNOOL PLOT NO 68 D NO 87 1362 C N 68 CHANDRA SEKHAR NGR REVENUE WARD 87 NANDIKOTKUR ROAD KURNOOL ANDHRA PRADESH 518002. If you are travelling from outside Kurnool, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007492 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NANDIKOTKUR ROAD KURNOOL:

• The IFSC is exactly HDFC0007492 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and NANDIKOTKUR ROAD KURNOOL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nandikotkur Road Kurnool branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007492, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0007492 for HDFC Bank – NANDIKOTKUR ROAD KURNOOL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0007492 belongs to HDFC Bank's NANDIKOTKUR ROAD KURNOOL branch, located at NANDIKOTKUR ROAD KURNOOL PLOT NO 68 D NO 87 1362 C N 68 CHANDRA SEKHAR NGR… in KURNOOL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.