Below are the complete branch details for HDFC Bank, KURALI branch, located in KURALI, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0001371. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0001371 for HDFC Bank – KURALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's KURALI branch, the IFSC HDFC0001371 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 001371 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kurali |
| IFSC Code | HDFC0001371 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103 |
| City | Kurali |
| District | Rupnagar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurali branch in Kurali, Punjab is part of this network and uses the IFSC code HDFC0001371 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103. It serves the Kurali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001371 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KURALI branch came to be assigned the code HDFC0001371.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001371, money simply cannot be routed to the KURALI branch electronically.
How to transfer money using IFSC HDFC0001371
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001371 across all three.
How to use IFSC HDFC0001371 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KURALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001371.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KURALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001371
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KURALI, ensure your bank's portal accepts IFSC HDFC0001371 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank KURALI (IFSC HDFC0001371)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001371 in your mobile or internet banking app, and the money is credited to the KURALI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kurali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0001371:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KURALI is still linked to IFSC HDFC0001371.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KURALI branch, the IFSC HDFC0001371 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kurali branch is mapped to IFSC HDFC0001371 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001371.
Banking services available
The Kurali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9815331111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001371
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001371 and the account number together uniquely identify the Kurali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0001371
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KURALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001371 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KURALI:
- The IFSC is exactly HDFC0001371 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KURALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kurali branch
The branch is located at HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103, which puts it inside Kurali, the broader Rupnagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kurali branch” — the verified location pin for IFSC HDFC0001371 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001371 and your account number.
Verifying IFSC HDFC0001371 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001371 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kurali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001371 continue to work without interruption.
Branch address & contact
HDFC BankKurali Branch
HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103
Kurali, Punjab
Phone: 91-9815331111
IFSC: HDFC0001371
Frequently asked questions
What is the IFSC code of HDFC Bank Kurali branch?
The IFSC code of HDFC Bank, Kurali branch is HDFC0001371. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0001371 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kurali reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurali branch but serve different purposes.
Is IFSC HDFC0001371 valid for NEFT and RTGS?
Yes. IFSC HDFC0001371 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Kurali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001371, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Kurali branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Can I use IFSC HDFC0001371 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001371 to send funds instantly.
Summary
The IFSC code HDFC0001371 belongs to HDFC Bank's KURALI branch, located at HDFC BANK LTD WARD NO 9 CHANDIGARH ROAD KURALI DIST SAS NAGAR PUNJAB 140103 in KURALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
