If you are searching for the IFSC code of HDFC Bank, KUJANG branch in KUJANJ, ODISHA, this page has every detail you need. The verified IFSC code for this branch is HDFC0004091. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUJANG branch, and detailed step-by-step guides for using the IFSC HDFC0004091 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KUJANG is HDFC0004091. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004091 map to this branch in KUJANJ, ODISHA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kujang |
| IFSC Code | HDFC0004091 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD AT PO KUJANG DIST JAGATSINGHPUR JAGATSINGHPUR ODISHA 754141 |
| City | Kujanj |
| District | Jagatsinghpur |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937903333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kujang branch in Kujanj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004091.
About the Kujang branch
The Kujang branch of HDFC Bank is situated at HDFC BANK LTD AT PO KUJANG DIST JAGATSINGHPUR JAGATSINGHPUR ODISHA 754141. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004091 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUJANG of HDFC Bank — its own 11-character IFSC. The code HDFC0004091 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004091 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0004091
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004091 across all three.
How to use IFSC HDFC0004091 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KUJANG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004091.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KUJANG.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KUJANG
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KUJANG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004091 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KUJANG, use IMPS. With IFSC HDFC0004091 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004091 for HDFC Bank – KUJANG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004091 | Yes – HDFC0004091 | Yes – HDFC0004091 |
For most retail customers crediting the Kujang branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004091
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KUJANG is still mapped to IFSC HDFC0004091. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004091 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kujang branch is mapped to IFSC HDFC0004091 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004091.
Products and services
Customers walking into the Kujang branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004091
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004091 and the account number together uniquely identify the Kujang branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kujang branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004091 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0004091
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KUJANG, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004091. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kujang branch sits at HDFC BANK LTD AT PO KUJANG DIST JAGATSINGHPUR JAGATSINGHPUR ODISHA 754141. If you are travelling from outside Kujanj, search for the branch on a maps application using the bank name and locality, or call 91-9937903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004091 and your account number.
Verifying IFSC HDFC0004091 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004091 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9937903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kujang are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004091 continue to work without interruption.
Branch address & contact
HDFC BankKujang Branch
HDFC BANK LTD AT PO KUJANG DIST JAGATSINGHPUR JAGATSINGHPUR ODISHA 754141
Kujanj, Odisha
Phone: 91-9937903333
IFSC: HDFC0004091
Frequently asked questions
What is the phone number of HDFC Bank Kujang branch?
You can reach the branch at 91-9937903333 during regular banking hours.
Is IFSC HDFC0004091 the same for all accounts at Kujang branch?
Yes. The IFSC HDFC0004091 is shared by every account held at HDFC Bank's Kujang branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Kujang branch?
The IFSC code of HDFC Bank, Kujang branch is HDFC0004091. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Kujang branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9937903333 to confirm.
How do I add HDFC Bank Kujang as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004091, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0004091 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kujang reflect within 30 minutes.
Where is HDFC Bank Kujang branch located?
HDFC Bank's Kujang branch is located at HDFC BANK LTD AT PO KUJANG DIST JAGATSINGHPUR JAGATSINGHPUR ODISHA 754141, Kujanj, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kujang branch but serve different purposes.
Final notes
To recap: HDFC0004091 is the IFSC code of HDFC Bank, KUJANG branch, in KUJANJ, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
