IFSC Code of HDFC Bank, Sindhudurg Dist Cent Coop Bank Ltd Branch, Maharashtra

Below are the complete branch details for HDFC Bank, SINDHUDURG DIST CENT COOP BANK LTD branch, located in KUDAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CSINDC. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CSINDC for HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CSINDC is the IFSC of HDFC Bank's SINDHUDURG DIST CENT COOP BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CSINDC = branch identifier.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sindhudurg Dist Cent Coop Bank Ltd branch — IFSC HDFC0CSINDC — extends the bank's services to customers in and around Kudal, Maharashtra.

About the Sindhudurg Dist Cent Coop Bank Ltd branch

The Sindhudurg Dist Cent Coop Bank Ltd branch of HDFC Bank is situated at PL.NO.32 NAVANGAR VIKAS PRADHIKARAN SINDHUDURG NAGARI-OROS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CSINDC is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINDHUDURG DIST CENT COOP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CSINDC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CSINDC the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CSINDC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CSINDC across all three.

NEFT to HDFC Bank, SINDHUDURG DIST CENT COOP BANK LTD using IFSC HDFC0CSINDC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CSINDC, and confirm that the system picks up HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CSINDC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CSINDC while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank SINDHUDURG DIST CENT COOP BANK LTD (IFSC HDFC0CSINDC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CSINDC in your mobile or internet banking app, and the money is credited to the SINDHUDURG DIST CENT COOP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CSINDC for HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sindhudurg Dist Cent Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CSINDC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD is still mapped to IFSC HDFC0CSINDC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CSINDC and the beneficiary's account number to complete the transfer.

Account types you can open at the Sindhudurg Dist Cent Coop Bank Ltd branch

Once you have an account at HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD, the IFSC HDFC0CSINDC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sindhudurg Dist Cent Coop Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CSINDC

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CSINDC and the account number together uniquely identify the Sindhudurg Dist Cent Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CSINDC

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SINDHUDURG DIST CENT COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CSINDC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC HDFC0CSINDC

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CSINDC.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sindhudurg Dist Cent Coop Bank Ltd branch sits at PL.NO.32 NAVANGAR VIKAS PRADHIKARAN SINDHUDURG NAGARI-OROS. If you are travelling from outside Kudal, search for the branch on a maps application using the bank name and locality, or call 2362-229010 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CSINDC and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CSINDC for HDFC Bank – SINDHUDURG DIST CENT COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sindhudurg Dist Cent Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CSINDC continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CSINDC is the IFSC code of HDFC Bank, SINDHUDURG DIST CENT COOP BANK LTD branch, in KUDAL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.