Below are the complete branch details for HDFC Bank, INAM MANIYACHI branch, located in KOVILPATTI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005649. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005649 for HDFC Bank – INAM MANIYACHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – INAM MANIYACHI is HDFC0005649. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005649 map to this branch in KOVILPATTI, TAMIL NADU.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Inam Maniyachi |
| IFSC Code | HDFC0005649 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD D NO 352 H 1ST FLR TIRUNELVELI MAIN RD INAM MANIYACHI JUNCTION KOVILPATTI TUTICORIN DIST KOVILPATTI TAMIL NADU 628502 |
| City | Kovilpatti |
| District | Toothukudi |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Inam Maniyachi branch — IFSC HDFC0005649 — extends the bank's services to customers in and around Kovilpatti, Tamil Nadu.
About this branch
The branch is located at HDFC BANK LTD D NO 352 H 1ST FLR TIRUNELVELI MAIN RD INAM MANIYACHI JUNCTION KOVILPATTI TUTICORIN DIST KOVILPATTI TAMIL NADU 628502. It serves the Kovilpatti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005649 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's INAM MANIYACHI branch came to be assigned the code HDFC0005649.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005649, money simply cannot be routed to the INAM MANIYACHI branch electronically.
How to transfer money using IFSC HDFC0005649
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005649 across all three.
NEFT to HDFC Bank, INAM MANIYACHI using IFSC HDFC0005649
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005649, and confirm that the system picks up HDFC Bank – INAM MANIYACHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0005649
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – INAM MANIYACHI, ensure your bank's portal accepts IFSC HDFC0005649 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – INAM MANIYACHI, use IMPS. With IFSC HDFC0005649 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005649 for HDFC Bank – INAM MANIYACHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005649 | Yes – HDFC0005649 | Yes – HDFC0005649 |
For most retail customers crediting the Inam Maniyachi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005649
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – INAM MANIYACHI is still mapped to IFSC HDFC0005649. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005649 and the beneficiary's account number to complete the transfer.
Account types you can open at the Inam Maniyachi branch
Once you have an account at HDFC Bank – INAM MANIYACHI, the IFSC HDFC0005649 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Inam Maniyachi branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005649
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005649 and the account number together uniquely identify the Inam Maniyachi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Inam Maniyachi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005649 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0005649
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – INAM MANIYACHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005649. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Inam Maniyachi branch sits at HDFC BANK LTD D NO 352 H 1ST FLR TIRUNELVELI MAIN RD INAM MANIYACHI JUNCTION KOVILPATTI TUTICORIN DIST KOVILPATTI TAMIL NADU 628502. If you are travelling from outside Kovilpatti, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005649 and your account number.
Verifying IFSC HDFC0005649 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005649 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Inam Maniyachi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005649, however, work 24x7.
Branch address & contact
HDFC BankInam Maniyachi Branch
HDFC BANK LTD D NO 352 H 1ST FLR TIRUNELVELI MAIN RD INAM MANIYACHI JUNCTION KOVILPATTI TUTICORIN DIST KOVILPATTI TAMIL NADU 628502
Kovilpatti, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0005649
Frequently asked questions
Can I use IFSC HDFC0005649 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005649 to send funds instantly.
Does HDFC Bank Inam Maniyachi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Inam Maniyachi branch but serve different purposes.
What is the IFSC code of HDFC Bank Inam Maniyachi branch?
The IFSC code of HDFC Bank, Inam Maniyachi branch is HDFC0005649. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0005649 valid for NEFT and RTGS?
Yes. IFSC HDFC0005649 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0005649 the same for all accounts at Inam Maniyachi branch?
Yes. The IFSC HDFC0005649 is shared by every account held at HDFC Bank's Inam Maniyachi branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Inam Maniyachi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005649, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0005649 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Inam Maniyachi reflect within 30 minutes.
Summary
The IFSC code HDFC0005649 belongs to HDFC Bank's INAM MANIYACHI branch, located at HDFC BANK LTD D NO 352 H 1ST FLR TIRUNELVELI MAIN RD INAM MANIYACHI JUNCTION… in KOVILPATTI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
