If you are searching for the IFSC code of HDFC Bank, KORAT branch in KORATLA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0002530. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KORAT branch, and detailed step-by-step guides for using the IFSC HDFC0002530 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002530 is the IFSC of HDFC Bank's KORAT branch. The format is fixed: HDFC = bank code, 0 = reserved, 002530 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Korat branch — IFSC HDFC0002530 — extends the bank's services to customers in and around Koratla, Andhra Pradesh.
About this branch
The branch is located at KORAT H.NO 1 1 1 809 3 KALLUR ROAD KORATLA KORATLA ANDHRA PRADESH 505326. It serves the Koratla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002530 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Korat |
| IFSC Code | HDFC0002530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KORAT H.NO 1 1 1 809 3 KALLUR ROAD KORATLA KORATLA ANDHRA PRADESH 505326 |
| City | Koratla |
| District | Karimnagar |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KORAT of HDFC Bank — its own 11-character IFSC. The code HDFC0002530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002530 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Korat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002530 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0002530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002530 across all three.
NEFT to HDFC Bank, KORAT using IFSC HDFC0002530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002530, and confirm that the system picks up HDFC Bank – KORAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KORAT
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KORAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002530 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KORAT, use IMPS. With IFSC HDFC0002530 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002530 for HDFC Bank – KORAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002530 | Yes – HDFC0002530 | Yes – HDFC0002530 |
For most retail customers crediting the Korat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002530
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KORAT is still mapped to IFSC HDFC0002530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002530 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Korat branch is mapped to IFSC HDFC0002530 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002530.
Banking services available
The Korat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9949493333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002530
Digital banking channels
Most day-to-day work that customers used to do at the Korat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002530 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Korat branch
The branch is located at KORAT H.NO 1 1 1 809 3 KALLUR ROAD KORATLA KORATLA ANDHRA PRADESH 505326, which puts it inside Koratla, the broader Karimnagar district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Korat branch” — the verified location pin for IFSC HDFC0002530 should appear at the top of the results.
- Confirm the branch is open by calling 91-9949493333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002530 and your account number.
Common mistakes to avoid when using IFSC HDFC0002530
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KORAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002530. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Korat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002530, however, work 24x7.
Verifying IFSC HDFC0002530 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002530 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9949493333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKorat Branch
KORAT H.NO 1 1 1 809 3 KALLUR ROAD KORATLA KORATLA ANDHRA PRADESH 505326
Koratla, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0002530
Frequently asked questions
Is IFSC HDFC0002530 the same for all accounts at Korat branch?
Yes. The IFSC HDFC0002530 is shared by every account held at HDFC Bank's Korat branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Korat branch?
You can reach the branch at 91-9949493333 during regular banking hours.
Is IFSC HDFC0002530 valid for NEFT and RTGS?
Yes. IFSC HDFC0002530 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Korat branch but serve different purposes.
What is the IFSC code of HDFC Bank Korat branch?
The IFSC code of HDFC Bank, Korat branch is HDFC0002530. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0002530 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002530 to send funds instantly.
Summary
The IFSC code HDFC0002530 belongs to HDFC Bank's KORAT branch, located at KORAT H.NO 1 1 1 809 3 KALLUR ROAD KORATLA KORATLA ANDHRA PRADESH 505326 in KORATLA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
