IFSC Code of HDFC Bank, The Kopargaon Peoples Coop Bank Ltd Branch, Maharashtra

Below are the complete branch details for HDFC Bank, THE KOPARGAON PEOPLES COOP BANK LTD branch, located in KOPARGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CKPC04. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CKPC04 for HDFC Bank – THE KOPARGAON PEOPLES COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's THE KOPARGAON PEOPLES COOP BANK LTD branch, the IFSC HDFC0CKPC04 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CKPC04 identifies this particular branch.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the The Kopargaon Peoples Coop Bank Ltd branch in Kopargaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CKPC04.

Branch details at a glance

About this branch

The branch is located at BAZAR PETH PUNTAMBA TAL RAHATA KOPARGAON AHMEDNAGAR MAHARASHTRA 423107. It serves the Kopargaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CKPC04 is used to identify this branch on the RBI payments network.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KOPARGAON PEOPLES COOP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CKPC04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CKPC04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Kopargaon Peoples Coop Bank Ltd branch is mapped to IFSC HDFC0CKPC04 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CKPC04.

Products and services

Customers walking into the The Kopargaon Peoples Coop Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CKPC04

How to transfer money using IFSC HDFC0CKPC04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CKPC04 across all three.

NEFT to HDFC Bank, THE KOPARGAON PEOPLES COOP BANK LTD using IFSC HDFC0CKPC04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CKPC04, and confirm that the system picks up HDFC Bank – THE KOPARGAON PEOPLES COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0CKPC04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE KOPARGAON PEOPLES COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CKPC04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank THE KOPARGAON PEOPLES COOP BANK LTD (IFSC HDFC0CKPC04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CKPC04 in your mobile or internet banking app, and the money is credited to the THE KOPARGAON PEOPLES COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Kopargaon Peoples Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CKPC04:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KOPARGAON PEOPLES COOP BANK LTD is still linked to IFSC HDFC0CKPC04.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CKPC04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE KOPARGAON PEOPLES COOP BANK LTD is still mapped to IFSC HDFC0CKPC04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CKPC04 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0CKPC04

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE KOPARGAON PEOPLES COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CKPC04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Kopargaon Peoples Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CKPC04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE KOPARGAON PEOPLES COOP BANK LTD:

• The IFSC is exactly HDFC0CKPC04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE KOPARGAON PEOPLES COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Kopargaon Peoples Coop Bank Ltd branch sits at BAZAR PETH PUNTAMBA TAL RAHATA KOPARGAON AHMEDNAGAR MAHARASHTRA 423107. If you are travelling from outside Kopargaon, search for the branch on a maps application using the bank name and locality, or call 91-9763343000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CKPC04 and your account number.

Verifying IFSC HDFC0CKPC04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CKPC04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9763343000.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kopargaon Peoples Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CKPC04, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CKPC04 belongs to HDFC Bank's THE KOPARGAON PEOPLES COOP BANK LTD branch, located at BAZAR PETH PUNTAMBA TAL RAHATA KOPARGAON AHMEDNAGAR MAHARASHTRA 423107 in KOPARGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.