Use this page as a one-stop reference for everything related to HDFC Bank's EKDALIA branch in KOLKATA, WEST BENGAL. The branch's IFSC code HDFC0004276 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – EKDALIA is HDFC0004276. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004276 map to this branch in KOLKATA, WEST BENGAL.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ekdalia branch — IFSC HDFC0004276 — extends the bank's services to customers in and around Kolkata, West Bengal.
About this branch
The branch is located at HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST BENGAL700019. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004276 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ekdalia |
| IFSC Code | HDFC0004276 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST BENGAL700019 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EKDALIA of HDFC Bank — its own 11-character IFSC. The code HDFC0004276 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004276 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004276 and the account number together uniquely identify the Ekdalia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0004276
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004276 across all three.
NEFT to HDFC Bank, EKDALIA using IFSC HDFC0004276
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004276, and confirm that the system picks up HDFC Bank – EKDALIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0004276
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – EKDALIA, ensure your bank's portal accepts IFSC HDFC0004276 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank EKDALIA (IFSC HDFC0004276)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004276 in your mobile or internet banking app, and the money is credited to the EKDALIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004276 for HDFC Bank – EKDALIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004276 | Yes – HDFC0004276 | Yes – HDFC0004276 |
For most retail customers crediting the Ekdalia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's EKDALIA branch, the IFSC HDFC0004276 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ekdalia branch is mapped to IFSC HDFC0004276 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004276.
Products and services
Customers walking into the Ekdalia branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004276
Online banking and IFSC HDFC0004276
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the EKDALIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004276 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Ekdalia branch sits at HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST BENGAL700019. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 91-9831073333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004276 and your account number.
Common mistakes to avoid when using IFSC HDFC0004276
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – EKDALIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004276. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ekdalia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004276, however, work 24x7.
Verifying IFSC HDFC0004276 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004276 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankEkdalia Branch
HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST BENGAL700019
Kolkata, West Bengal
Phone: 91-9831073333
IFSC: HDFC0004276
Frequently asked questions
Is IFSC HDFC0004276 valid for NEFT and RTGS?
Yes. IFSC HDFC0004276 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Ekdalia branch?
You can reach the branch at 91-9831073333 during regular banking hours.
Is IFSC HDFC0004276 the same for all accounts at Ekdalia branch?
Yes. The IFSC HDFC0004276 is shared by every account held at HDFC Bank's Ekdalia branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Ekdalia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004276, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Ekdalia branch?
The IFSC code of HDFC Bank, Ekdalia branch is HDFC0004276. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0004276 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Ekdalia reflect within 30 minutes.
Does HDFC Bank Ekdalia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9831073333 to confirm.
Can I use IFSC HDFC0004276 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004276 to send funds instantly.
Summary
The IFSC code HDFC0004276 belongs to HDFC Bank's EKDALIA branch, located at HDFC BANK LTD 54 EKDALIA ROAD PO BALLYGUNJE PS GARIAHAT KOLKATA WEST… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
