This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, DUM DUM branch in KOLKATA. The 11-digit IFSC HDFC0001929 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the DUM DUM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001929 is the IFSC of HDFC Bank's DUM DUM branch. The format is fixed: HDFC = bank code, 0 = reserved, 001929 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Dum Dum branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0001929.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Dum Dum |
| IFSC Code | HDFC0001929 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
About the Dum Dum branch
The Dum Dum branch of HDFC Bank is situated at HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001929 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DUM DUM of HDFC Bank — its own 11-character IFSC. The code HDFC0001929 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001929 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Dum Dum branch
Once you have an account at HDFC Bank – DUM DUM, the IFSC HDFC0001929 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dum Dum branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001929
How to transfer money using IFSC HDFC0001929
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001929 across all three.
How to use IFSC HDFC0001929 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DUM DUM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001929.
- Confirm the bank name auto-populates as HDFC Bank and the branch as DUM DUM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001929
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – DUM DUM, ensure your bank's portal accepts IFSC HDFC0001929 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank DUM DUM (IFSC HDFC0001929)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001929 in your mobile or internet banking app, and the money is credited to the DUM DUM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001929 for HDFC Bank – DUM DUM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001929 | Yes – HDFC0001929 | Yes – HDFC0001929 |
For most retail customers crediting the Dum Dum branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DUM DUM branch, the IFSC HDFC0001929 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0001929
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DUM DUM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0001929 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001929 and the account number together uniquely identify the Dum Dum branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0001929
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DUM DUM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001929. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dum Dum branch
The branch is located at HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Dum Dum branch” — the verified location pin for IFSC HDFC0001929 should appear at the top of the results.
- Confirm the branch is open by calling 91-9831073333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001929 and your account number.
Verifying IFSC HDFC0001929 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001929 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dum Dum are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001929 continue to work without interruption.
Branch address & contact
HDFC BankDum Dum Branch
HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD
Kolkata, West Bengal
Phone: 91-9831073333
IFSC: HDFC0001929
Frequently asked questions
Can I use IFSC HDFC0001929 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001929 to send funds instantly.
What is the IFSC code of HDFC Bank Dum Dum branch?
The IFSC code of HDFC Bank, Dum Dum branch is HDFC0001929. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0001929 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Dum Dum reflect within 30 minutes.
How do I add HDFC Bank Dum Dum as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001929, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Dum Dum branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9831073333 to confirm.
What is the phone number of HDFC Bank Dum Dum branch?
You can reach the branch at 91-9831073333 during regular banking hours.
Is IFSC HDFC0001929 the same for all accounts at Dum Dum branch?
Yes. The IFSC HDFC0001929 is shared by every account held at HDFC Bank's Dum Dum branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dum Dum branch but serve different purposes.
Summary
The IFSC code HDFC0001929 belongs to HDFC Bank's DUM DUM branch, located at HDFC BANK LTD 1/1 PRAFULLA NAGAR DUM DUM ROAD in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
