IFSC Code of HDFC Bank, Parshwanath Co-Op Bank Ltd Kolhapur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, PARSHWANATH CO-OP BANK LTD KOLHAPUR branch in KOLHAPUR. The 11-digit IFSC HDFC0CPCB02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the PARSHWANATH CO-OP BANK LTD KOLHAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – PARSHWANATH CO-OP BANK LTD KOLHAPUR is HDFC0CPCB02. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CPCB02 map to this branch in KOLHAPUR, MAHARASHTRA.

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Parshwanath Co-Op Bank Ltd Kolhapur branch — IFSC HDFC0CPCB02 — extends the bank's services to customers in and around Kolhapur, Maharashtra.

Branch details at a glance

Parshwanath Co-Op Bank Ltd Kolhapur branch overview

Located at 3143 A VANDE MATARAM BUILDING, NARVEKAR CHOWK, MAHADWAR ROAD, KOLHAPUR, the Parshwanath Co-Op Bank Ltd Kolhapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CPCB02 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PARSHWANATH CO-OP BANK LTD KOLHAPUR of HDFC Bank — its own 11-character IFSC. The code HDFC0CPCB02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CPCB02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Parshwanath Co-Op Bank Ltd Kolhapur branch is mapped to IFSC HDFC0CPCB02 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CPCB02.

Banking services available

The Parshwanath Co-Op Bank Ltd Kolhapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2545488.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CPCB02

How to transfer money using IFSC HDFC0CPCB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CPCB02 across all three.

How to use IFSC HDFC0CPCB02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's PARSHWANATH CO-OP BANK LTD KOLHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CPCB02.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as PARSHWANATH CO-OP BANK LTD KOLHAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CPCB02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – PARSHWANATH CO-OP BANK LTD KOLHAPUR, ensure your bank's portal accepts IFSC HDFC0CPCB02 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – PARSHWANATH CO-OP BANK LTD KOLHAPUR, use IMPS. With IFSC HDFC0CPCB02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Parshwanath Co-Op Bank Ltd Kolhapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CPCB02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARSHWANATH CO-OP BANK LTD KOLHAPUR is still linked to IFSC HDFC0CPCB02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's PARSHWANATH CO-OP BANK LTD KOLHAPUR branch, the IFSC HDFC0CPCB02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Parshwanath Co-Op Bank Ltd Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CPCB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Parshwanath Co-Op Bank Ltd Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CPCB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – PARSHWANATH CO-OP BANK LTD KOLHAPUR:

• The IFSC is exactly HDFC0CPCB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and PARSHWANATH CO-OP BANK LTD KOLHAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Parshwanath Co-Op Bank Ltd Kolhapur branch

The branch is located at 3143 A VANDE MATARAM BUILDING, NARVEKAR CHOWK, MAHADWAR ROAD, KOLHAPUR, which puts it inside Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Parshwanath Co-Op Bank Ltd Kolhapur branch” — the verified location pin for IFSC HDFC0CPCB02 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2545488 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CPCB02 and your account number.

Verifying IFSC HDFC0CPCB02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CPCB02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2545488.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Parshwanath Co-Op Bank Ltd Kolhapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CPCB02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CPCB02 belongs to HDFC Bank's PARSHWANATH CO-OP BANK LTD KOLHAPUR branch, located at 3143 A VANDE MATARAM BUILDING, NARVEKAR CHOWK, MAHADWAR ROAD, KOLHAPUR in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.