IFSC Code of HDFC Bank, Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon Branch, Maharashtra

Below are the complete branch details for HDFC Bank, DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON branch, located in KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CDACUB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CDACUB for HDFC Bank – DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON branch, the IFSC HDFC0CDACUB breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CDACUB identifies this particular branch.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch in Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CDACUB.

Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch overview

Located at WANI PETH, PETH VADGAON PIN CODE - 416 112, the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CDACUB is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON of HDFC Bank — its own 11-character IFSC. The code HDFC0CDACUB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CDACUB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CDACUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CDACUB across all three.

How to use IFSC HDFC0CDACUB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CDACUB.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CDACUB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON, use IMPS. With IFSC HDFC0CDACUB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CDACUB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON is still linked to IFSC HDFC0CDACUB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CDACUB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON is still mapped to IFSC HDFC0CDACUB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CDACUB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch is mapped to IFSC HDFC0CDACUB on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CDACUB.

Products and services

Customers walking into the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CDACUB

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CDACUB and the account number together uniquely identify the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CDACUB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON:

• The IFSC is exactly HDFC0CDACUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon branch sits at WANI PETH, PETH VADGAON PIN CODE - 416 112. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 230-2471278 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CDACUB and your account number.

Verifying IFSC HDFC0CDACUB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CDACUB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 230-2471278.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Dr. Annasaheb Chougule Urban Co-Op Bank Ltd Peth Vadgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CDACUB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CDACUB belongs to HDFC Bank's DR. ANNASAHEB CHOUGULE URBAN CO-OP BANK LTD PETH VADGAON branch, located at WANI PETH, PETH VADGAON PIN CODE - 416 112 in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.