Use this page as a one-stop reference for everything related to HDFC Bank's NARASAPURA branch in KOLAR, KARNATAKA. The branch's IFSC code HDFC0004841 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – NARASAPURA is HDFC0004841. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004841 map to this branch in KOLAR, KARNATAKA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Narasapura branch — IFSC HDFC0004841 — extends the bank's services to customers in and around Kolar, Karnataka.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Narasapura |
| IFSC Code | HDFC0004841 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NARASAPURA INDUSTRIAL AREA OPP HONDA FACTORY NARASAPURA KOLAR KARNATAKA 563130 |
| City | Kolar |
| District | Kolar |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9945863333 |
About this branch
The branch is located at NARASAPURA INDUSTRIAL AREA OPP HONDA FACTORY NARASAPURA KOLAR KARNATAKA 563130. It serves the Kolar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004841 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NARASAPURA branch came to be assigned the code HDFC0004841.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004841, money simply cannot be routed to the NARASAPURA branch electronically.
Products and account variants supported
Every account opened at the Narasapura branch is mapped to IFSC HDFC0004841 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004841.
Banking services available
The Narasapura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9945863333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004841
How to transfer money using IFSC HDFC0004841
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004841 across all three.
How to use IFSC HDFC0004841 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NARASAPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004841.
- Confirm the bank name auto-populates as HDFC Bank and the branch as NARASAPURA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NARASAPURA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NARASAPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004841 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – NARASAPURA, use IMPS. With IFSC HDFC0004841 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004841 for HDFC Bank – NARASAPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004841 | Yes – HDFC0004841 | Yes – HDFC0004841 |
For most retail customers crediting the Narasapura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004841
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NARASAPURA is still mapped to IFSC HDFC0004841. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004841 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Narasapura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004841 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Narasapura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004841 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NARASAPURA:
- The IFSC is exactly HDFC0004841 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NARASAPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Narasapura branch sits at NARASAPURA INDUSTRIAL AREA OPP HONDA FACTORY NARASAPURA KOLAR KARNATAKA 563130. If you are travelling from outside Kolar, search for the branch on a maps application using the bank name and locality, or call 91-9945863333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004841 and your account number.
Verifying IFSC HDFC0004841 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004841 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9945863333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Narasapura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004841, however, work 24x7.
Branch address & contact
HDFC BankNarasapura Branch
NARASAPURA INDUSTRIAL AREA OPP HONDA FACTORY NARASAPURA KOLAR KARNATAKA 563130
Kolar, Karnataka
Phone: 91-9945863333
IFSC: HDFC0004841
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narasapura branch but serve different purposes.
How do I add HDFC Bank Narasapura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004841, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Narasapura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9945863333 to confirm.
What is the IFSC code of HDFC Bank Narasapura branch?
The IFSC code of HDFC Bank, Narasapura branch is HDFC0004841. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0004841 the same for all accounts at Narasapura branch?
Yes. The IFSC HDFC0004841 is shared by every account held at HDFC Bank's Narasapura branch. Only the account number changes from customer to customer.
Is IFSC HDFC0004841 valid for NEFT and RTGS?
Yes. IFSC HDFC0004841 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0004841 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004841 to send funds instantly.
Summary
The IFSC code HDFC0004841 belongs to HDFC Bank's NARASAPURA branch, located at NARASAPURA INDUSTRIAL AREA OPP HONDA FACTORY NARASAPURA KOLAR KARNATAKA 563130 in KOLAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
