This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KATHRIKADAVU ROAD branch in KOCHI. The 11-digit IFSC HDFC0007586 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KATHRIKADAVU ROAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007586 is the IFSC of HDFC Bank's KATHRIKADAVU ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 007586 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kathrikadavu Road |
| IFSC Code | HDFC0007586 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017 |
| City | Kochi |
| District | Ernakulam |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kathrikadavu Road branch in Kochi, Karnataka is part of this network and uses the IFSC code HDFC0007586 for all electronic settlement.
Kathrikadavu Road branch overview
Located at GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017, the Kathrikadavu Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0007586 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KATHRIKADAVU ROAD branch came to be assigned the code HDFC0007586.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007586, money simply cannot be routed to the KATHRIKADAVU ROAD branch electronically.
How to transfer money using IFSC HDFC0007586
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007586 across all three.
How to use IFSC HDFC0007586 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KATHRIKADAVU ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007586.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KATHRIKADAVU ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0007586
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KATHRIKADAVU ROAD, ensure your bank's portal accepts IFSC HDFC0007586 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank KATHRIKADAVU ROAD (IFSC HDFC0007586)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007586 in your mobile or internet banking app, and the money is credited to the KATHRIKADAVU ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007586 for HDFC Bank – KATHRIKADAVU ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007586 | Yes – HDFC0007586 | Yes – HDFC0007586 |
For most retail customers crediting the Kathrikadavu Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0007586
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KATHRIKADAVU ROAD is still mapped to IFSC HDFC0007586. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007586 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kathrikadavu Road branch
Once you have an account at HDFC Bank – KATHRIKADAVU ROAD, the IFSC HDFC0007586 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kathrikadavu Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007586
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007586 and the account number together uniquely identify the Kathrikadavu Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0007586
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KATHRIKADAVU ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007586 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0007586
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KATHRIKADAVU ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0007586. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kathrikadavu Road branch sits at GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017. If you are travelling from outside Kochi, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007586 and your account number.
Verifying IFSC HDFC0007586 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007586 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kathrikadavu Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007586, however, work 24x7.
Branch address & contact
HDFC BankKathrikadavu Road Branch
GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017
Kochi, Karnataka
Phone: 1800-2026161
IFSC: HDFC0007586
Frequently asked questions
Is IFSC HDFC0007586 valid for NEFT and RTGS?
Yes. IFSC HDFC0007586 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Kathrikadavu Road branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0007586 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kathrikadavu Road reflect within 30 minutes.
Where is HDFC Bank Kathrikadavu Road branch located?
HDFC Bank's Kathrikadavu Road branch is located at GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017, Kochi, Karnataka.
Is IFSC HDFC0007586 the same for all accounts at Kathrikadavu Road branch?
Yes. The IFSC HDFC0007586 is shared by every account held at HDFC Bank's Kathrikadavu Road branch. Only the account number changes from customer to customer.
Can I use IFSC HDFC0007586 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007586 to send funds instantly.
Summary
The IFSC code HDFC0007586 belongs to HDFC Bank's KATHRIKADAVU ROAD branch, located at GROUND FLOOR PEARL TOWER KATHRIKADAVU JN KOCHI KERALA 682017 in KOCHI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
