Below are the complete branch details for HDFC Bank, KHUI KHERA branch, located in KHUI KHERA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004870. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004870 for HDFC Bank – KHUI KHERA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KHUI KHERA is HDFC0004870. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004870 map to this branch in KHUI KHERA, PUNJAB.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Khui Khera branch — IFSC HDFC0004870 — extends the bank's services to customers in and around Khui Khera, Punjab.
About the Khui Khera branch
The Khui Khera branch of HDFC Bank is situated at GROUND FLOOR BUILDING NEAR SBI FAZILKA ABOHAR HIGHWAY VPO KHUI KHERA FAZILKA PUNJAB 152121. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004870 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Khui Khera |
| IFSC Code | HDFC0004870 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR BUILDING NEAR SBI FAZILKA ABOHAR HIGHWAY VPO KHUI KHERA FAZILKA PUNJAB 152121 |
| City | Khui Khera |
| District | Ferozpur |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KHUI KHERA branch came to be assigned the code HDFC0004870.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004870, money simply cannot be routed to the KHUI KHERA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khui Khera branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004870 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004870
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004870 across all three.
NEFT to HDFC Bank, KHUI KHERA using IFSC HDFC0004870
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004870, and confirm that the system picks up HDFC Bank – KHUI KHERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHUI KHERA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KHUI KHERA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004870 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KHUI KHERA (IFSC HDFC0004870)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004870 in your mobile or internet banking app, and the money is credited to the KHUI KHERA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004870 for HDFC Bank – KHUI KHERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004870 | Yes – HDFC0004870 | Yes – HDFC0004870 |
For most retail customers crediting the Khui Khera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KHUI KHERA branch, the IFSC HDFC0004870 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Khui Khera branch
Once you have an account at HDFC Bank – KHUI KHERA, the IFSC HDFC0004870 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Khui Khera branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004870
Online banking and IFSC HDFC0004870
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KHUI KHERA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004870 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Khui Khera branch
The branch is located at GROUND FLOOR BUILDING NEAR SBI FAZILKA ABOHAR HIGHWAY VPO KHUI KHERA FAZILKA PUNJAB 152121, which puts it inside Khui Khera, the broader Ferozpur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Khui Khera branch” — the verified location pin for IFSC HDFC0004870 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004870 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KHUI KHERA:
- The IFSC is exactly HDFC0004870 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KHUI KHERA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Khui Khera are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004870 continue to work without interruption.
Verifying IFSC HDFC0004870 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004870 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKhui Khera Branch
GROUND FLOOR BUILDING NEAR SBI FAZILKA ABOHAR HIGHWAY VPO KHUI KHERA FAZILKA PUNJAB 152121
Khui Khera, Punjab
Phone: 91-9815331111
IFSC: HDFC0004870
Frequently asked questions
How quickly will an NEFT transfer using HDFC0004870 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Khui Khera reflect within 30 minutes.
Is IFSC HDFC0004870 the same for all accounts at Khui Khera branch?
Yes. The IFSC HDFC0004870 is shared by every account held at HDFC Bank's Khui Khera branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Khui Khera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004870, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khui Khera branch but serve different purposes.
Is IFSC HDFC0004870 valid for NEFT and RTGS?
Yes. IFSC HDFC0004870 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Khui Khera branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Where is HDFC Bank Khui Khera branch located?
HDFC Bank's Khui Khera branch is located at GROUND FLOOR BUILDING NEAR SBI FAZILKA ABOHAR HIGHWAY VPO KHUI KHERA FAZILKA PUNJAB 152121, Khui Khera, Punjab.
Can I use IFSC HDFC0004870 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004870 to send funds instantly.
Final notes
To recap: HDFC0004870 is the IFSC code of HDFC Bank, KHUI KHERA branch, in KHUI KHERA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
