If you are searching for the IFSC code of HDFC Bank, KHILARIHAT BRANCH branch in KHELERIHAT, MEGHALAYA, this page has every detail you need. The verified IFSC code for this branch is HDFC0002428. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHILARIHAT BRANCH branch, and detailed step-by-step guides for using the IFSC HDFC0002428 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KHILARIHAT BRANCH is HDFC0002428. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002428 map to this branch in KHELERIHAT, MEGHALAYA.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Khilarihat Branch branch in Khelerihat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002428.
Khilarihat Branch branch overview
Located at HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT MEGHALAYA 793200, the Khilarihat Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002428 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Khilarihat Branch |
| IFSC Code | HDFC0002428 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT MEGHALAYA 793200 |
| City | Khelerihat |
| District | Jaintia Hills |
| State | Meghalaya |
| STD Code | 91 |
| Phone | 8003453333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KHILARIHAT BRANCH branch came to be assigned the code HDFC0002428.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002428, money simply cannot be routed to the KHILARIHAT BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khilarihat Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002428 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0002428
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002428 across all three.
NEFT to HDFC Bank, KHILARIHAT BRANCH using IFSC HDFC0002428
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002428, and confirm that the system picks up HDFC Bank – KHILARIHAT BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002428
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KHILARIHAT BRANCH, ensure your bank's portal accepts IFSC HDFC0002428 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank KHILARIHAT BRANCH (IFSC HDFC0002428)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002428 in your mobile or internet banking app, and the money is credited to the KHILARIHAT BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002428 for HDFC Bank – KHILARIHAT BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002428 | Yes – HDFC0002428 | Yes – HDFC0002428 |
For most retail customers crediting the Khilarihat Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002428
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KHILARIHAT BRANCH is still mapped to IFSC HDFC0002428. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002428 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khilarihat Branch branch is mapped to IFSC HDFC0002428 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002428.
Banking services available
The Khilarihat Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8003453333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002428
Digital banking channels
Most day-to-day work that customers used to do at the Khilarihat Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002428 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khilarihat Branch branch sits at HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT MEGHALAYA 793200. If you are travelling from outside Khelerihat, search for the branch on a maps application using the bank name and locality, or call 91-8003453333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002428 and your account number.
Common mistakes to avoid when using IFSC HDFC0002428
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KHILARIHAT BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002428. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Khilarihat Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002428 continue to work without interruption.
Verifying IFSC HDFC0002428 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002428 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8003453333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKhilarihat Branch Branch
HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT MEGHALAYA 793200
Khelerihat, Meghalaya
Phone: 91-8003453333
IFSC: HDFC0002428
Frequently asked questions
Is IFSC HDFC0002428 valid for NEFT and RTGS?
Yes. IFSC HDFC0002428 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0002428 the same for all accounts at Khilarihat Branch branch?
Yes. The IFSC HDFC0002428 is shared by every account held at HDFC Bank's Khilarihat Branch branch. Only the account number changes from customer to customer.
Does HDFC Bank Khilarihat Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8003453333 to confirm.
How do I add HDFC Bank Khilarihat Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002428, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Khilarihat Branch branch?
You can reach the branch at 91-8003453333 during regular banking hours.
How quickly will an NEFT transfer using HDFC0002428 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Khilarihat Branch reflect within 30 minutes.
Where is HDFC Bank Khilarihat Branch branch located?
HDFC Bank's Khilarihat Branch branch is located at HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT MEGHALAYA 793200, Khelerihat, Meghalaya.
Summary
The IFSC code HDFC0002428 belongs to HDFC Bank's KHILARIHAT BRANCH branch, located at HDFC BANK LIMITED WEST JAINTIA HILLS, OPP UNITED BANK OF INDIA, KHILARIHAT… in KHELERIHAT, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
