Use this page as a one-stop reference for everything related to HDFC Bank's KHED branch in KHED, MAHARASHTRA. The branch's IFSC code HDFC0009318 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009318 is the IFSC of HDFC Bank's KHED branch. The format is fixed: HDFC = bank code, 0 = reserved, 009318 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khed branch in Khed, Maharashtra is part of this network and uses the IFSC code HDFC0009318 for all electronic settlement.
Khed branch overview
Located at GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709, the Khed branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009318 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Khed |
| IFSC Code | HDFC0009318 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709 |
| City | Khed |
| District | Ratnagiri |
| State | Maharashtra |
| STD Code | 1860 |
| Phone | 2676161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KHED branch came to be assigned the code HDFC0009318.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009318, money simply cannot be routed to the KHED branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Khed branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009318 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0009318
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009318 across all three.
NEFT to HDFC Bank, KHED using IFSC HDFC0009318
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009318, and confirm that the system picks up HDFC Bank – KHED. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009318
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KHED, ensure your bank's portal accepts IFSC HDFC0009318 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KHED, use IMPS. With IFSC HDFC0009318 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khed
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009318:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHED is still linked to IFSC HDFC0009318.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KHED branch, the IFSC HDFC0009318 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Khed branch is mapped to IFSC HDFC0009318 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009318.
Products and services
Customers walking into the Khed branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009318
Digital banking channels
Most day-to-day work that customers used to do at the Khed branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009318 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khed branch sits at GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709. If you are travelling from outside Khed, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009318 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KHED:
- The IFSC is exactly HDFC0009318 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KHED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khed branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009318, however, work 24x7.
Verifying IFSC HDFC0009318 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009318 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKhed Branch
GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709
Khed, Maharashtra
Phone: 1860-2676161
IFSC: HDFC0009318
Frequently asked questions
How quickly will an NEFT transfer using HDFC0009318 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Khed reflect within 30 minutes.
What is the phone number of HDFC Bank Khed branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Where is HDFC Bank Khed branch located?
HDFC Bank's Khed branch is located at GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709, Khed, Maharashtra.
What is the IFSC code of HDFC Bank Khed branch?
The IFSC code of HDFC Bank, Khed branch is HDFC0009318. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009318 valid for NEFT and RTGS?
Yes. IFSC HDFC0009318 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khed branch but serve different purposes.
Can I use IFSC HDFC0009318 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009318 to send funds instantly.
Is IFSC HDFC0009318 the same for all accounts at Khed branch?
Yes. The IFSC HDFC0009318 is shared by every account held at HDFC Bank's Khed branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0009318 belongs to HDFC Bank's KHED branch, located at GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED… in KHED, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
