If you are searching for the IFSC code of HDFC Bank, KERAKAT branch in KERAKAT, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0009156. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KERAKAT branch, and detailed step-by-step guides for using the IFSC HDFC0009156 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009156 is the IFSC of HDFC Bank's KERAKAT branch. The format is fixed: HDFC = bank code, 0 = reserved, 009156 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kerakat |
| IFSC Code | HDFC0009156 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR KHASRA NO 428 VILL SARAI BEERU TEHSIL KERAKAT JAUNPUR UTTAR PRADESH 222142 |
| City | Kerakat |
| District | Jaunpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kerakat branch — IFSC HDFC0009156 — extends the bank's services to customers in and around Kerakat, Uttar Pradesh.
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR KHASRA NO 428 VILL SARAI BEERU TEHSIL KERAKAT JAUNPUR UTTAR PRADESH 222142. It serves the Kerakat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009156 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KERAKAT branch came to be assigned the code HDFC0009156.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009156, money simply cannot be routed to the KERAKAT branch electronically.
How to transfer money using IFSC HDFC0009156
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009156 across all three.
NEFT to HDFC Bank, KERAKAT using IFSC HDFC0009156
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009156, and confirm that the system picks up HDFC Bank – KERAKAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KERAKAT
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KERAKAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009156 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KERAKAT (IFSC HDFC0009156)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009156 in your mobile or internet banking app, and the money is credited to the KERAKAT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kerakat
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009156:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KERAKAT is still linked to IFSC HDFC0009156.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KERAKAT branch, the IFSC HDFC0009156 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kerakat branch is mapped to IFSC HDFC0009156 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009156.
Products and services
Customers walking into the Kerakat branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009156
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009156 and the account number together uniquely identify the Kerakat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kerakat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009156 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KERAKAT:
- The IFSC is exactly HDFC0009156 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KERAKAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kerakat branch
The branch is located at HDFC BANK LTD GROUND FLOOR KHASRA NO 428 VILL SARAI BEERU TEHSIL KERAKAT JAUNPUR UTTAR PRADESH 222142, which puts it inside Kerakat, the broader Jaunpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kerakat branch” — the verified location pin for IFSC HDFC0009156 should appear at the top of the results.
- Confirm the branch is open by calling 91-9935903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009156 and your account number.
Verifying IFSC HDFC0009156 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009156 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kerakat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009156 continue to work without interruption.
Branch address & contact
HDFC BankKerakat Branch
HDFC BANK LTD GROUND FLOOR KHASRA NO 428 VILL SARAI BEERU TEHSIL KERAKAT JAUNPUR UTTAR PRADESH 222142
Kerakat, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0009156
Frequently asked questions
What is the phone number of HDFC Bank Kerakat branch?
You can reach the branch at 91-9935903333 during regular banking hours.
What is the IFSC code of HDFC Bank Kerakat branch?
The IFSC code of HDFC Bank, Kerakat branch is HDFC0009156. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0009156 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kerakat reflect within 30 minutes.
Is IFSC HDFC0009156 the same for all accounts at Kerakat branch?
Yes. The IFSC HDFC0009156 is shared by every account held at HDFC Bank's Kerakat branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kerakat branch but serve different purposes.
Is IFSC HDFC0009156 valid for NEFT and RTGS?
Yes. IFSC HDFC0009156 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0009156 belongs to HDFC Bank's KERAKAT branch, located at HDFC BANK LTD GROUND FLOOR KHASRA NO 428 VILL SARAI BEERU TEHSIL KERAKAT… in KERAKAT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
