If you are searching for the IFSC code of HDFC Bank, KECHERY-THRISSUR branch in KECHERY, KERALA, this page has every detail you need. The verified IFSC code for this branch is HDFC0001537. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KECHERY-THRISSUR branch, and detailed step-by-step guides for using the IFSC HDFC0001537 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KECHERY-THRISSUR is HDFC0001537. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001537 map to this branch in KECHERY, KERALA.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kechery-Thrissur branch — IFSC HDFC0001537 — extends the bank's services to customers in and around Kechery, Kerala.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kechery-Thrissur |
| IFSC Code | HDFC0001537 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR, AYSHA COMPLEX,KECHERY-THRISSUR,KERALA. 680501 |
| City | Kechery |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9895663333 |
About this branch
The branch is located at 1ST FLOOR, AYSHA COMPLEX,KECHERY-THRISSUR,KERALA. 680501. It serves the Kechery region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001537 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KECHERY-THRISSUR of HDFC Bank — its own 11-character IFSC. The code HDFC0001537 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0001537 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kechery-Thrissur branch is mapped to IFSC HDFC0001537 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001537.
Banking services available
The Kechery-Thrissur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9895663333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001537
How to transfer money using IFSC HDFC0001537
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001537 across all three.
How to use IFSC HDFC0001537 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KECHERY-THRISSUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001537.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KECHERY-THRISSUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KECHERY-THRISSUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KECHERY-THRISSUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001537 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KECHERY-THRISSUR, use IMPS. With IFSC HDFC0001537 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001537 for HDFC Bank – KECHERY-THRISSUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001537 | Yes – HDFC0001537 | Yes – HDFC0001537 |
For most retail customers crediting the Kechery-Thrissur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0001537
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KECHERY-THRISSUR is still mapped to IFSC HDFC0001537. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001537 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kechery-Thrissur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001537 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001537 and the account number together uniquely identify the Kechery-Thrissur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0001537
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KECHERY-THRISSUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001537. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kechery-Thrissur branch sits at 1ST FLOOR, AYSHA COMPLEX,KECHERY-THRISSUR,KERALA. 680501. If you are travelling from outside Kechery, search for the branch on a maps application using the bank name and locality, or call 91-9895663333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001537 and your account number.
Verifying IFSC HDFC0001537 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001537 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9895663333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kechery-Thrissur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0001537 continue to work without interruption.
Branch address & contact
HDFC BankKechery-Thrissur Branch
1ST FLOOR, AYSHA COMPLEX,KECHERY-THRISSUR,KERALA. 680501
Kechery, Kerala
Phone: 91-9895663333
IFSC: HDFC0001537
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kechery-Thrissur branch but serve different purposes.
How do I add HDFC Bank Kechery-Thrissur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001537, and complete OTP verification. Once activated, you can transfer funds at any time.
Does HDFC Bank Kechery-Thrissur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9895663333 to confirm.
What is the phone number of HDFC Bank Kechery-Thrissur branch?
You can reach the branch at 91-9895663333 during regular banking hours.
How quickly will an NEFT transfer using HDFC0001537 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kechery-Thrissur reflect within 30 minutes.
Is IFSC HDFC0001537 the same for all accounts at Kechery-Thrissur branch?
Yes. The IFSC HDFC0001537 is shared by every account held at HDFC Bank's Kechery-Thrissur branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0001537 belongs to HDFC Bank's KECHERY-THRISSUR branch, located at 1ST FLOOR, AYSHA COMPLEX,KECHERY-THRISSUR,KERALA. 680501 in KECHERY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
