Below are the complete branch details for HDFC Bank, KATWA branch, located in KATWA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003044. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003044 for HDFC Bank – KATWA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KATWA is HDFC0003044. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003044 map to this branch in KATWA, WEST BENGAL.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Katwa branch in Katwa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003044.
About this branch
The branch is located at GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5, P.O-KATWA, DIST-BARDHAMAN, KATWA WEST BENGAL 713130. It serves the Katwa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003044 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Katwa |
| IFSC Code | HDFC0003044 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5, P.O-KATWA, DIST-BARDHAMAN, KATWA WEST BENGAL 713130 |
| City | Katwa |
| District | Barddhaman |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KATWA branch came to be assigned the code HDFC0003044.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003044, money simply cannot be routed to the KATWA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003044 and the account number together uniquely identify the Katwa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0003044
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003044 across all three.
NEFT to HDFC Bank, KATWA using IFSC HDFC0003044
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003044, and confirm that the system picks up HDFC Bank – KATWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003044
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KATWA, ensure your bank's portal accepts IFSC HDFC0003044 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KATWA, use IMPS. With IFSC HDFC0003044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Katwa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0003044:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KATWA is still linked to IFSC HDFC0003044.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0003044
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KATWA is still mapped to IFSC HDFC0003044. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003044 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Katwa branch is mapped to IFSC HDFC0003044 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003044.
Products and services
Customers walking into the Katwa branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003044
Digital banking channels
Most day-to-day work that customers used to do at the Katwa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003044 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Katwa branch sits at GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5, P.O-KATWA, DIST-BARDHAMAN, KATWA WEST BENGAL 713130. If you are travelling from outside Katwa, search for the branch on a maps application using the bank name and locality, or call 91-9831073333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003044 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KATWA:
- The IFSC is exactly HDFC0003044 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KATWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Katwa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003044, however, work 24x7.
Verifying IFSC HDFC0003044 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003044 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKatwa Branch
GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5, P.O-KATWA, DIST-BARDHAMAN, KATWA WEST BENGAL 713130
Katwa, West Bengal
Phone: 91-9831073333
IFSC: HDFC0003044
Frequently asked questions
Is IFSC HDFC0003044 the same for all accounts at Katwa branch?
Yes. The IFSC HDFC0003044 is shared by every account held at HDFC Bank's Katwa branch. Only the account number changes from customer to customer.
Where is HDFC Bank Katwa branch located?
HDFC Bank's Katwa branch is located at GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5, P.O-KATWA, DIST-BARDHAMAN, KATWA WEST BENGAL 713130, Katwa, West Bengal.
How quickly will an NEFT transfer using HDFC0003044 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Katwa reflect within 30 minutes.
Is IFSC HDFC0003044 valid for NEFT and RTGS?
Yes. IFSC HDFC0003044 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0003044 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003044 to send funds instantly.
What is the IFSC code of HDFC Bank Katwa branch?
The IFSC code of HDFC Bank, Katwa branch is HDFC0003044. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0003044 belongs to HDFC Bank's KATWA branch, located at GROUND FLOOR, NEAR TELEPHONE MAIDAN MADHABITALA ROAD, WARD NUMBER-5,… in KATWA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
