IFSC Code of HDFC Bank, The Kattappana Urban Co Op Bank Ltd Branch, Kerala

If you are searching for the IFSC code of HDFC Bank, THE KATTAPPANA URBAN CO OP BANK LTD branch in KATTAPPANA, KERALA, this page has every detail you need. The verified IFSC code for this branch is HDFC0CKUCB1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KATTAPPANA URBAN CO OP BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CKUCB1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's THE KATTAPPANA URBAN CO OP BANK LTD branch, the IFSC HDFC0CKUCB1 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CKUCB1 identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kattappana Urban Co Op Bank Ltd branch in Kattappana, Kerala is part of this network and uses the IFSC code HDFC0CKUCB1 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at THE KATTAPPANA URBAN CO OP BANK LTD KATTAPPANA POST IDUKKI DIST KERALA 685508. It serves the Kattappana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CKUCB1 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE KATTAPPANA URBAN CO OP BANK LTD branch came to be assigned the code HDFC0CKUCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CKUCB1, money simply cannot be routed to the THE KATTAPPANA URBAN CO OP BANK LTD branch electronically.

Products and account variants supported

Every account opened at the The Kattappana Urban Co Op Bank Ltd branch is mapped to IFSC HDFC0CKUCB1 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CKUCB1.

Banking services available

The The Kattappana Urban Co Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7223-220100.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CKUCB1

How to transfer money using IFSC HDFC0CKUCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CKUCB1 across all three.

How to use IFSC HDFC0CKUCB1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE KATTAPPANA URBAN CO OP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CKUCB1.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE KATTAPPANA URBAN CO OP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CKUCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE KATTAPPANA URBAN CO OP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CKUCB1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank THE KATTAPPANA URBAN CO OP BANK LTD (IFSC HDFC0CKUCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CKUCB1 in your mobile or internet banking app, and the money is credited to the THE KATTAPPANA URBAN CO OP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Kattappana Urban Co Op Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CKUCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KATTAPPANA URBAN CO OP BANK LTD is still linked to IFSC HDFC0CKUCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE KATTAPPANA URBAN CO OP BANK LTD branch, the IFSC HDFC0CKUCB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Kattappana Urban Co Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CKUCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CKUCB1 and the account number together uniquely identify the The Kattappana Urban Co Op Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE KATTAPPANA URBAN CO OP BANK LTD:

• The IFSC is exactly HDFC0CKUCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE KATTAPPANA URBAN CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Kattappana Urban Co Op Bank Ltd branch sits at THE KATTAPPANA URBAN CO OP BANK LTD KATTAPPANA POST IDUKKI DIST KERALA 685508. If you are travelling from outside Kattappana, search for the branch on a maps application using the bank name and locality, or call 7223-220100 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CKUCB1 and your account number.

Verifying IFSC HDFC0CKUCB1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CKUCB1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7223-220100.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Kattappana Urban Co Op Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CKUCB1 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CKUCB1 belongs to HDFC Bank's THE KATTAPPANA URBAN CO OP BANK LTD branch, located at THE KATTAPPANA URBAN CO OP BANK LTD KATTAPPANA POST IDUKKI DIST KERALA 685508 in KATTAPPANA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.