Below are the complete branch details for HDFC Bank, KATRO branch, located in KATRON, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0003400. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0003400 for HDFC Bank – KATRO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KATRO is HDFC0003400. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003400 map to this branch in KATRON, PUNJAB.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Katro |
| IFSC Code | HDFC0003400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD, GRAM PANCHAYAT COMMUNITY HALL, KATRO DIST DURG DURG CHHATTISGARH 494001 |
| City | Katron |
| District | Sangrur |
| State | Punjab |
| STD Code | 91 |
| Phone | 9815331111 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katro branch in Katron, Punjab is part of this network and uses the IFSC code HDFC0003400 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD, GRAM PANCHAYAT COMMUNITY HALL, KATRO DIST DURG DURG CHHATTISGARH 494001. It serves the Katron region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003400 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KATRO branch came to be assigned the code HDFC0003400.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003400, money simply cannot be routed to the KATRO branch electronically.
How to transfer money using IFSC HDFC0003400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003400 across all three.
NEFT to HDFC Bank, KATRO using IFSC HDFC0003400
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003400, and confirm that the system picks up HDFC Bank – KATRO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KATRO
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KATRO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0003400 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KATRO, use IMPS. With IFSC HDFC0003400 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003400 for HDFC Bank – KATRO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003400 | Yes – HDFC0003400 | Yes – HDFC0003400 |
For most retail customers crediting the Katro branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KATRO is still mapped to IFSC HDFC0003400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003400 and the beneficiary's account number to complete the transfer.
Account types you can open at the Katro branch
Once you have an account at HDFC Bank – KATRO, the IFSC HDFC0003400 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Katro branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003400
MICR & cheque-truncation details
Cheques drawn on the Katro branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003400 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0003400
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KATRO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003400 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KATRO:
- The IFSC is exactly HDFC0003400 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KATRO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Katro branch
The branch is located at HDFC BANK LTD, GRAM PANCHAYAT COMMUNITY HALL, KATRO DIST DURG DURG CHHATTISGARH 494001, which puts it inside Katron, the broader Sangrur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Katro branch” — the verified location pin for IFSC HDFC0003400 should appear at the top of the results.
- Confirm the branch is open by calling 91-9815331111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003400 and your account number.
Verifying IFSC HDFC0003400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9815331111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Katro branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003400, however, work 24x7.
Branch address & contact
HDFC BankKatro Branch
HDFC BANK LTD, GRAM PANCHAYAT COMMUNITY HALL, KATRO DIST DURG DURG CHHATTISGARH 494001
Katron, Punjab
Phone: 91-9815331111
IFSC: HDFC0003400
Frequently asked questions
What is the IFSC code of HDFC Bank Katro branch?
The IFSC code of HDFC Bank, Katro branch is HDFC0003400. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Katro branch located?
HDFC Bank's Katro branch is located at HDFC BANK LTD, GRAM PANCHAYAT COMMUNITY HALL, KATRO DIST DURG DURG CHHATTISGARH 494001, Katron, Punjab.
What is the phone number of HDFC Bank Katro branch?
You can reach the branch at 91-9815331111 during regular banking hours.
Is IFSC HDFC0003400 valid for NEFT and RTGS?
Yes. IFSC HDFC0003400 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Katro branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9815331111 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Katro branch but serve different purposes.
How do I add HDFC Bank Katro as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003400, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0003400 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003400 to send funds instantly.
Final notes
To recap: HDFC0003400 is the IFSC code of HDFC Bank, KATRO branch, in KATRON, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
