If you are searching for the IFSC code of HDFC Bank, KATRA branch in KATRA, JAMMU AND KASHMIR, this page has every detail you need. The verified IFSC code for this branch is HDFC0002344. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KATRA branch, and detailed step-by-step guides for using the IFSC HDFC0002344 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002344 is the IFSC of HDFC Bank's KATRA branch. The format is fixed: HDFC = bank code, 0 = reserved, 002344 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katra branch in Katra, Jammu and Kashmir is part of this network and uses the IFSC code HDFC0002344 for all electronic settlement.
About the Katra branch
The Katra branch of HDFC Bank is situated at HDFC BANK LTD., SHRIPATI HOTELS PVT. LTD., MAIN MARKET, KATRA JAMMU AND KASHMIR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002344 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Katra |
| IFSC Code | HDFC0002344 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., SHRIPATI HOTELS PVT. LTD., MAIN MARKET, KATRA JAMMU AND KASHMIR |
| City | Katra |
| District | Udhampur |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 8001804333 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATRA of HDFC Bank — its own 11-character IFSC. The code HDFC0002344 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002344 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002344 and the account number together uniquely identify the Katra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0002344
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002344 across all three.
NEFT to HDFC Bank, KATRA using IFSC HDFC0002344
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002344, and confirm that the system picks up HDFC Bank – KATRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KATRA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KATRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002344 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KATRA, use IMPS. With IFSC HDFC0002344 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002344 for HDFC Bank – KATRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002344 | Yes – HDFC0002344 | Yes – HDFC0002344 |
For most retail customers crediting the Katra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KATRA branch, the IFSC HDFC0002344 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Katra branch is mapped to IFSC HDFC0002344 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002344.
Products and services
Customers walking into the Katra branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002344
Online banking and IFSC HDFC0002344
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KATRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002344 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Katra branch sits at HDFC BANK LTD., SHRIPATI HOTELS PVT. LTD., MAIN MARKET, KATRA JAMMU AND KASHMIR. If you are travelling from outside Katra, search for the branch on a maps application using the bank name and locality, or call 91-8001804333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002344 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KATRA:
- The IFSC is exactly HDFC0002344 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KATRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Katra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002344 continue to work without interruption.
Verifying IFSC HDFC0002344 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002344 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKatra Branch
HDFC BANK LTD., SHRIPATI HOTELS PVT. LTD., MAIN MARKET, KATRA JAMMU AND KASHMIR
Katra, Jammu and Kashmir
Phone: 91-8001804333
IFSC: HDFC0002344
Frequently asked questions
Is IFSC HDFC0002344 valid for NEFT and RTGS?
Yes. IFSC HDFC0002344 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0002344 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Katra reflect within 30 minutes.
Is IFSC HDFC0002344 the same for all accounts at Katra branch?
Yes. The IFSC HDFC0002344 is shared by every account held at HDFC Bank's Katra branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Katra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002344, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0002344 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002344 to send funds instantly.
Does HDFC Bank Katra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8001804333 to confirm.
Final notes
To recap: HDFC0002344 is the IFSC code of HDFC Bank, KATRA branch, in KATRA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
