This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KATPADI branch in KATPADI. The 11-digit IFSC HDFC0005123 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KATPADI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KATPADI is HDFC0005123. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005123 map to this branch in KATPADI, TAMIL NADU.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Katpadi branch in Katpadi, Tamil Nadu is part of this network and uses the IFSC code HDFC0005123 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Katpadi |
| IFSC Code | HDFC0005123 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL NADU 632007 |
| City | Katpadi |
| District | Vellore |
| State | Tamil Nadu |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL NADU 632007. It serves the Katpadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005123 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KATPADI branch came to be assigned the code HDFC0005123.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005123, money simply cannot be routed to the KATPADI branch electronically.
Products and account variants supported
Every account opened at the Katpadi branch is mapped to IFSC HDFC0005123 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005123.
Banking services available
The Katpadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005123
How to transfer money using IFSC HDFC0005123
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005123 across all three.
NEFT to HDFC Bank, KATPADI using IFSC HDFC0005123
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005123, and confirm that the system picks up HDFC Bank – KATPADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KATPADI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KATPADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005123 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KATPADI (IFSC HDFC0005123)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005123 in your mobile or internet banking app, and the money is credited to the KATPADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005123 for HDFC Bank – KATPADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005123 | Yes – HDFC0005123 | Yes – HDFC0005123 |
For most retail customers crediting the Katpadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005123
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KATPADI is still mapped to IFSC HDFC0005123. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005123 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Katpadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005123 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005123 and the account number together uniquely identify the Katpadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KATPADI:
- The IFSC is exactly HDFC0005123 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KATPADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Katpadi branch sits at PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL NADU 632007. If you are travelling from outside Katpadi, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005123 and your account number.
Verifying IFSC HDFC0005123 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005123 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Katpadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005123 continue to work without interruption.
Branch address & contact
HDFC BankKatpadi Branch
PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL NADU 632007
Katpadi, Tamil Nadu
Phone: 1800-2026161
IFSC: HDFC0005123
Frequently asked questions
How quickly will an NEFT transfer using HDFC0005123 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Katpadi reflect within 30 minutes.
Does HDFC Bank Katpadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
What is the phone number of HDFC Bank Katpadi branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the IFSC code of HDFC Bank Katpadi branch?
The IFSC code of HDFC Bank, Katpadi branch is HDFC0005123. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0005123 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005123 to send funds instantly.
Where is HDFC Bank Katpadi branch located?
HDFC Bank's Katpadi branch is located at PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL NADU 632007, Katpadi, Tamil Nadu.
How do I add HDFC Bank Katpadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005123, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0005123 belongs to HDFC Bank's KATPADI branch, located at PLOT NO 4 WHITESTONE ARCADE CHENNAI SALAI OLD KATPADI KATPADI KATPADI TAMIL… in KATPADI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
