Below are the complete branch details for HDFC Bank, KASARAGOD TOWN branch, located in KASARAGOD, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0006249. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0006249 for HDFC Bank – KASARAGOD TOWN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KASARAGOD TOWN is HDFC0006249. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006249 map to this branch in KASARAGOD, KERALA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kasaragod Town |
| IFSC Code | HDFC0006249 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121 |
| City | Kasaragod |
| District | Kasaragod |
| State | Kerala |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kasaragod Town branch in Kasaragod. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006249.
About the Kasaragod Town branch
The Kasaragod Town branch of HDFC Bank is situated at GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006249 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KASARAGOD TOWN branch came to be assigned the code HDFC0006249.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006249, money simply cannot be routed to the KASARAGOD TOWN branch electronically.
How to transfer money using IFSC HDFC0006249
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006249 across all three.
NEFT to HDFC Bank, KASARAGOD TOWN using IFSC HDFC0006249
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006249, and confirm that the system picks up HDFC Bank – KASARAGOD TOWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KASARAGOD TOWN
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KASARAGOD TOWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006249 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank KASARAGOD TOWN (IFSC HDFC0006249)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006249 in your mobile or internet banking app, and the money is credited to the KASARAGOD TOWN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kasaragod Town
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0006249:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KASARAGOD TOWN is still linked to IFSC HDFC0006249.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KASARAGOD TOWN branch, the IFSC HDFC0006249 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kasaragod Town branch is mapped to IFSC HDFC0006249 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006249.
Products and services
Customers walking into the Kasaragod Town branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006249
MICR & cheque-truncation details
Cheques drawn on the Kasaragod Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006249 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0006249
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KASARAGOD TOWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006249 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0006249
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KASARAGOD TOWN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006249. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kasaragod Town branch
The branch is located at GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121, which puts it inside Kasaragod, the broader Kasaragod district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kasaragod Town branch” — the verified location pin for IFSC HDFC0006249 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006249 and your account number.
Verifying IFSC HDFC0006249 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006249 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kasaragod Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006249 continue to work without interruption.
Branch address & contact
HDFC BankKasaragod Town Branch
GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121
Kasaragod, Kerala
Phone: 1860-2676161
IFSC: HDFC0006249
Frequently asked questions
What is the IFSC code of HDFC Bank Kasaragod Town branch?
The IFSC code of HDFC Bank, Kasaragod Town branch is HDFC0006249. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Kasaragod Town as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006249, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0006249 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kasaragod Town reflect within 30 minutes.
What is the phone number of HDFC Bank Kasaragod Town branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Is IFSC HDFC0006249 the same for all accounts at Kasaragod Town branch?
Yes. The IFSC HDFC0006249 is shared by every account held at HDFC Bank's Kasaragod Town branch. Only the account number changes from customer to customer.
Does HDFC Bank Kasaragod Town branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Where is HDFC Bank Kasaragod Town branch located?
HDFC Bank's Kasaragod Town branch is located at GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121, Kasaragod, Kerala.
Summary
The IFSC code HDFC0006249 belongs to HDFC Bank's KASARAGOD TOWN branch, located at GROUND FLOOR AISHWARYA ARCADE BANK ROAD KASARGODE KERALA KASARAGOD KERALA 671121 in KASARAGOD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
