Use this page as a one-stop reference for everything related to HDFC Bank's KARJAT AMRAI ROAD branch in KARJAT, MAHARASHTRA. The branch's IFSC code HDFC0005930 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0005930 is the IFSC of HDFC Bank's KARJAT AMRAI ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 005930 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Karjat Amrai Road branch — IFSC HDFC0005930 — extends the bank's services to customers in and around Karjat, Maharashtra.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Karjat Amrai Road |
| IFSC Code | HDFC0005930 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR UNIT NOS 2 3 AND 4 MITHILLA COMPLEX AMRAI NEAR KES SCHOOL KARJAT MAHARASHTRA 410201 |
| City | Karjat |
| District | Raigad |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2026161 |
About the Karjat Amrai Road branch
The Karjat Amrai Road branch of HDFC Bank is situated at GROUND FLOOR UNIT NOS 2 3 AND 4 MITHILLA COMPLEX AMRAI NEAR KES SCHOOL KARJAT MAHARASHTRA 410201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005930 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARJAT AMRAI ROAD of HDFC Bank — its own 11-character IFSC. The code HDFC0005930 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005930 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Karjat Amrai Road branch is mapped to IFSC HDFC0005930 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005930.
Products and services
Customers walking into the Karjat Amrai Road branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005930
How to transfer money using IFSC HDFC0005930
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005930 across all three.
How to use IFSC HDFC0005930 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KARJAT AMRAI ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005930.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KARJAT AMRAI ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARJAT AMRAI ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KARJAT AMRAI ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005930 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KARJAT AMRAI ROAD, use IMPS. With IFSC HDFC0005930 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005930 for HDFC Bank – KARJAT AMRAI ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005930 | Yes – HDFC0005930 | Yes – HDFC0005930 |
For most retail customers crediting the Karjat Amrai Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KARJAT AMRAI ROAD branch, the IFSC HDFC0005930 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0005930
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KARJAT AMRAI ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005930 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Karjat Amrai Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005930 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0005930
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KARJAT AMRAI ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005930. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Karjat Amrai Road branch
The branch is located at GROUND FLOOR UNIT NOS 2 3 AND 4 MITHILLA COMPLEX AMRAI NEAR KES SCHOOL KARJAT MAHARASHTRA 410201, which puts it inside Karjat, the broader Raigad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Karjat Amrai Road branch” — the verified location pin for IFSC HDFC0005930 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005930 and your account number.
Verifying IFSC HDFC0005930 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005930 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Karjat Amrai Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005930 continue to work without interruption.
Branch address & contact
HDFC BankKarjat Amrai Road Branch
GROUND FLOOR UNIT NOS 2 3 AND 4 MITHILLA COMPLEX AMRAI NEAR KES SCHOOL KARJAT MAHARASHTRA 410201
Karjat, Maharashtra
Phone: 1800-2026161
IFSC: HDFC0005930
Frequently asked questions
Is IFSC HDFC0005930 the same for all accounts at Karjat Amrai Road branch?
Yes. The IFSC HDFC0005930 is shared by every account held at HDFC Bank's Karjat Amrai Road branch. Only the account number changes from customer to customer.
Where is HDFC Bank Karjat Amrai Road branch located?
HDFC Bank's Karjat Amrai Road branch is located at GROUND FLOOR UNIT NOS 2 3 AND 4 MITHILLA COMPLEX AMRAI NEAR KES SCHOOL KARJAT MAHARASHTRA 410201, Karjat, Maharashtra.
Is IFSC HDFC0005930 valid for NEFT and RTGS?
Yes. IFSC HDFC0005930 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Karjat Amrai Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005930, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0005930 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Karjat Amrai Road reflect within 30 minutes.
Can I use IFSC HDFC0005930 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005930 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karjat Amrai Road branch but serve different purposes.
Final notes
To recap: HDFC0005930 is the IFSC code of HDFC Bank, KARJAT AMRAI ROAD branch, in KARJAT, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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