Use this page as a one-stop reference for everything related to HDFC Bank's THADIKAL branch in KARIMNAGAR, ANDHRA PRADESH. The branch's IFSC code HDFC0003461 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003461 is the IFSC of HDFC Bank's THADIKAL branch. The format is fixed: HDFC = bank code, 0 = reserved, 003461 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thadikal branch in Karimnagar, Andhra Pradesh is part of this network and uses the IFSC code HDFC0003461 for all electronic settlement.
About this branch
The branch is located at H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003461 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Thadikal |
| IFSC Code | HDFC0003461 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474 |
| City | Karimnagar |
| District | Karim Nagar |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9937903333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THADIKAL branch came to be assigned the code HDFC0003461.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003461, money simply cannot be routed to the THADIKAL branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thadikal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003461 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0003461
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003461 across all three.
NEFT to HDFC Bank, THADIKAL using IFSC HDFC0003461
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003461, and confirm that the system picks up HDFC Bank – THADIKAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003461
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THADIKAL, ensure your bank's portal accepts IFSC HDFC0003461 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank THADIKAL (IFSC HDFC0003461)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003461 in your mobile or internet banking app, and the money is credited to the THADIKAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003461 for HDFC Bank – THADIKAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003461 | Yes – HDFC0003461 | Yes – HDFC0003461 |
For most retail customers crediting the Thadikal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003461
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THADIKAL is still mapped to IFSC HDFC0003461. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003461 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thadikal branch is mapped to IFSC HDFC0003461 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003461.
Products and services
Customers walking into the Thadikal branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003461
Online banking and IFSC HDFC0003461
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THADIKAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003461 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Thadikal branch sits at H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 91-9937903333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003461 and your account number.
Common mistakes to avoid when using IFSC HDFC0003461
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THADIKAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003461. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thadikal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003461, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0003461 for HDFC Bank – THADIKAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankThadikal Branch
H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474
Karimnagar, Andhra Pradesh
Phone: 91-9937903333
IFSC: HDFC0003461
Frequently asked questions
What is the IFSC code of HDFC Bank Thadikal branch?
The IFSC code of HDFC Bank, Thadikal branch is HDFC0003461. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thadikal branch but serve different purposes.
Where is HDFC Bank Thadikal branch located?
HDFC Bank's Thadikal branch is located at H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474, Karimnagar, Andhra Pradesh.
Is IFSC HDFC0003461 valid for NEFT and RTGS?
Yes. IFSC HDFC0003461 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0003461 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003461 to send funds instantly.
What is the phone number of HDFC Bank Thadikal branch?
You can reach the branch at 91-9937903333 during regular banking hours.
Is IFSC HDFC0003461 the same for all accounts at Thadikal branch?
Yes. The IFSC HDFC0003461 is shared by every account held at HDFC Bank's Thadikal branch. Only the account number changes from customer to customer.
Does HDFC Bank Thadikal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9937903333 to confirm.
Summary
The IFSC code HDFC0003461 belongs to HDFC Bank's THADIKAL branch, located at H.NO 4 157 1 A SHANKARAPATNAM MAIN ROAD KARIM NAGAR ANDHRA PRADESH 505474 in KARIMNAGAR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
