Below are the complete branch details for HDFC Bank, MANKAMMA THOTA branch, located in KARIMNAGAR, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0006973. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0006973 for HDFC Bank – MANKAMMA THOTA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006973 is the IFSC of HDFC Bank's MANKAMMA THOTA branch. The format is fixed: HDFC = bank code, 0 = reserved, 006973 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Mankamma Thota branch in Karimnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0006973.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Mankamma Thota |
| IFSC Code | HDFC0006973 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA 505001 |
| City | Karimnagar |
| District | Karimnagar |
| State | Telangana |
| STD Code | 1800 |
| Phone | 2026161 |
About this branch
The branch is located at GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA 505001. It serves the Karimnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006973 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANKAMMA THOTA of HDFC Bank — its own 11-character IFSC. The code HDFC0006973 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006973 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mankamma Thota branch is mapped to IFSC HDFC0006973 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006973.
Products and services
Customers walking into the Mankamma Thota branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006973
How to transfer money using IFSC HDFC0006973
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006973 across all three.
How to use IFSC HDFC0006973 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's MANKAMMA THOTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006973.
- Confirm the bank name auto-populates as HDFC Bank and the branch as MANKAMMA THOTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0006973
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MANKAMMA THOTA, ensure your bank's portal accepts IFSC HDFC0006973 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank MANKAMMA THOTA (IFSC HDFC0006973)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0006973 in your mobile or internet banking app, and the money is credited to the MANKAMMA THOTA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006973 for HDFC Bank – MANKAMMA THOTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006973 | Yes – HDFC0006973 | Yes – HDFC0006973 |
For most retail customers crediting the Mankamma Thota branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0006973
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – MANKAMMA THOTA is still mapped to IFSC HDFC0006973. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006973 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0006973
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the MANKAMMA THOTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006973 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mankamma Thota branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006973 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0006973
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MANKAMMA THOTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006973. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mankamma Thota branch sits at GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA 505001. If you are travelling from outside Karimnagar, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006973 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0006973 for HDFC Bank – MANKAMMA THOTA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mankamma Thota are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006973 continue to work without interruption.
Branch address & contact
HDFC BankMankamma Thota Branch
GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA 505001
Karimnagar, Telangana
Phone: 1800-2026161
IFSC: HDFC0006973
Frequently asked questions
What is the phone number of HDFC Bank Mankamma Thota branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0006973 the same for all accounts at Mankamma Thota branch?
Yes. The IFSC HDFC0006973 is shared by every account held at HDFC Bank's Mankamma Thota branch. Only the account number changes from customer to customer.
Does HDFC Bank Mankamma Thota branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Where is HDFC Bank Mankamma Thota branch located?
HDFC Bank's Mankamma Thota branch is located at GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA 505001, Karimnagar, Telangana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mankamma Thota branch but serve different purposes.
How do I add HDFC Bank Mankamma Thota as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006973, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0006973 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006973 to send funds instantly.
Summary
The IFSC code HDFC0006973 belongs to HDFC Bank's MANKAMMA THOTA branch, located at GRD AND 1ST FLOOR HOUSE NO 7 1 116 MANKAMMA THOTA DIST KARIMNAGAR TELANGANA… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
