IFSC Code of HDFC Bank, Karimnagar Bhagathnagar Branch Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KARIMNAGAR BHAGATHNAGAR BRANCH branch in KARIMNAGAR. The 11-digit IFSC HDFC0004342 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KARIMNAGAR BHAGATHNAGAR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – KARIMNAGAR BHAGATHNAGAR BRANCH is HDFC0004342. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004342 map to this branch in KARIMNAGAR, TELANGANA.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Karimnagar Bhagathnagar Branch branch in Karimnagar, Telangana is part of this network and uses the IFSC code HDFC0004342 for all electronic settlement.

Branch details at a glance

About the Karimnagar Bhagathnagar Branch branch

The Karimnagar Bhagathnagar Branch branch of HDFC Bank is situated at HDFC BANK LTD NO 9 1 181 GROUND FLOOR BHAGATHNAGAR KAMAN ROAD KARIMNAGAR TELANGANA 505001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004342 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARIMNAGAR BHAGATHNAGAR BRANCH of HDFC Bank — its own 11-character IFSC. The code HDFC0004342 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004342 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Karimnagar Bhagathnagar Branch branch is mapped to IFSC HDFC0004342 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0004342.

Products and services

Customers walking into the Karimnagar Bhagathnagar Branch branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0004342

How to transfer money using IFSC HDFC0004342

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004342 across all three.

How to use IFSC HDFC0004342 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KARIMNAGAR BHAGATHNAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0004342.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as KARIMNAGAR BHAGATHNAGAR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KARIMNAGAR BHAGATHNAGAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KARIMNAGAR BHAGATHNAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004342 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – KARIMNAGAR BHAGATHNAGAR BRANCH, use IMPS. With IFSC HDFC0004342 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0004342 for HDFC Bank – KARIMNAGAR BHAGATHNAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Karimnagar Bhagathnagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0004342

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KARIMNAGAR BHAGATHNAGAR BRANCH is still mapped to IFSC HDFC0004342. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004342 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0004342

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KARIMNAGAR BHAGATHNAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004342 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Karimnagar Bhagathnagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004342 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KARIMNAGAR BHAGATHNAGAR BRANCH:

• The IFSC is exactly HDFC0004342 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and KARIMNAGAR BHAGATHNAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Karimnagar Bhagathnagar Branch branch

The branch is located at HDFC BANK LTD NO 9 1 181 GROUND FLOOR BHAGATHNAGAR KAMAN ROAD KARIMNAGAR TELANGANA 505001, which puts it inside Karimnagar, the broader Karimnagar district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Karimnagar Bhagathnagar Branch branch” — the verified location pin for IFSC HDFC0004342 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9840673333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004342 and your account number.

Verifying IFSC HDFC0004342 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004342 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9840673333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Karimnagar Bhagathnagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004342 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0004342 belongs to HDFC Bank's KARIMNAGAR BHAGATHNAGAR BRANCH branch, located at HDFC BANK LTD NO 9 1 181 GROUND FLOOR BHAGATHNAGAR KAMAN ROAD KARIMNAGAR… in KARIMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.