IFSC Code of HDFC Bank, Lajpat Nagar Narayan Purwa Branch, Uttar Pradesh

If you are searching for the IFSC code of HDFC Bank, LAJPAT NAGAR NARAYAN PURWA branch in KANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0010227. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAJPAT NAGAR NARAYAN PURWA branch, and detailed step-by-step guides for using the IFSC HDFC0010227 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0010227 is the IFSC of HDFC Bank's LAJPAT NAGAR NARAYAN PURWA branch. The format is fixed: HDFC = bank code, 0 = reserved, 010227 = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lajpat Nagar Narayan Purwa branch in Kanpur, Uttar Pradesh is part of this network and uses the IFSC code HDFC0010227 for all electronic settlement.

Branch details at a glance

Lajpat Nagar Narayan Purwa branch overview

Located at HDFC BANK LTD GRD FLOOR PLOT NO 622 6 BLOCK N P SCHEME 1 NARAYAN PURWA KANPUR UTTAR PRADESH 208007, the Lajpat Nagar Narayan Purwa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0010227 is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAJPAT NAGAR NARAYAN PURWA of HDFC Bank — its own 11-character IFSC. The code HDFC0010227 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0010227 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Lajpat Nagar Narayan Purwa branch

Once you have an account at HDFC Bank – LAJPAT NAGAR NARAYAN PURWA, the IFSC HDFC0010227 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Lajpat Nagar Narayan Purwa branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0010227

How to transfer money using IFSC HDFC0010227

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010227 across all three.

NEFT to HDFC Bank, LAJPAT NAGAR NARAYAN PURWA using IFSC HDFC0010227

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0010227, and confirm that the system picks up HDFC Bank – LAJPAT NAGAR NARAYAN PURWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0010227

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – LAJPAT NAGAR NARAYAN PURWA, ensure your bank's portal accepts IFSC HDFC0010227 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank LAJPAT NAGAR NARAYAN PURWA (IFSC HDFC0010227)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0010227 in your mobile or internet banking app, and the money is credited to the LAJPAT NAGAR NARAYAN PURWA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lajpat Nagar Narayan Purwa

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0010227:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAJPAT NAGAR NARAYAN PURWA is still linked to IFSC HDFC0010227.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0010227

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – LAJPAT NAGAR NARAYAN PURWA is still mapped to IFSC HDFC0010227. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0010227 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0010227

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the LAJPAT NAGAR NARAYAN PURWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0010227 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Lajpat Nagar Narayan Purwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0010227 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – LAJPAT NAGAR NARAYAN PURWA:

• The IFSC is exactly HDFC0010227 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and LAJPAT NAGAR NARAYAN PURWA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Lajpat Nagar Narayan Purwa branch

The branch is located at HDFC BANK LTD GRD FLOOR PLOT NO 622 6 BLOCK N P SCHEME 1 NARAYAN PURWA KANPUR UTTAR PRADESH 208007, which puts it inside Kanpur, the broader Kanpur City district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Lajpat Nagar Narayan Purwa branch” — the verified location pin for IFSC HDFC0010227 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0010227 and your account number.

Verifying IFSC HDFC0010227 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0010227 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800-2026161.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lajpat Nagar Narayan Purwa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010227, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0010227 is the IFSC code of HDFC Bank, LAJPAT NAGAR NARAYAN PURWA branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.