If you are searching for the IFSC code of HDFC Bank, K BLOCK KIDWAI NAGAR branch in KANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0007302. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the K BLOCK KIDWAI NAGAR branch, and detailed step-by-step guides for using the IFSC HDFC0007302 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007302 is the IFSC of HDFC Bank's K BLOCK KIDWAI NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 007302 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The K Block Kidwai Nagar branch — IFSC HDFC0007302 — extends the bank's services to customers in and around Kanpur, Uttar Pradesh.
About the K Block Kidwai Nagar branch
The K Block Kidwai Nagar branch of HDFC Bank is situated at GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007302 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | K Block Kidwai Nagar |
| IFSC Code | HDFC0007302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011 |
| City | Kanpur |
| District | Kanpur City |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including K BLOCK KIDWAI NAGAR of HDFC Bank — its own 11-character IFSC. The code HDFC0007302 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0007302 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007302 and the account number together uniquely identify the K Block Kidwai Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0007302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007302 across all three.
How to use IFSC HDFC0007302 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's K BLOCK KIDWAI NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0007302.
- Confirm the bank name auto-populates as HDFC Bank and the branch as K BLOCK KIDWAI NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0007302
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – K BLOCK KIDWAI NAGAR, ensure your bank's portal accepts IFSC HDFC0007302 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – K BLOCK KIDWAI NAGAR, use IMPS. With IFSC HDFC0007302 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007302 for HDFC Bank – K BLOCK KIDWAI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007302 | Yes – HDFC0007302 | Yes – HDFC0007302 |
For most retail customers crediting the K Block Kidwai Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's K BLOCK KIDWAI NAGAR branch, the IFSC HDFC0007302 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the K Block Kidwai Nagar branch
Once you have an account at HDFC Bank – K BLOCK KIDWAI NAGAR, the IFSC HDFC0007302 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The K Block Kidwai Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007302
Online banking and IFSC HDFC0007302
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the K BLOCK KIDWAI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The K Block Kidwai Nagar branch sits at GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0007302 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – K BLOCK KIDWAI NAGAR:
- The IFSC is exactly HDFC0007302 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and K BLOCK KIDWAI NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at K Block Kidwai Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007302 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007302 for HDFC Bank – K BLOCK KIDWAI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankK Block Kidwai Nagar Branch
GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011
Kanpur, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0007302
Frequently asked questions
How do I add HDFC Bank K Block Kidwai Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007302, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the K Block Kidwai Nagar branch but serve different purposes.
Is IFSC HDFC0007302 the same for all accounts at K Block Kidwai Nagar branch?
Yes. The IFSC HDFC0007302 is shared by every account held at HDFC Bank's K Block Kidwai Nagar branch. Only the account number changes from customer to customer.
Where is HDFC Bank K Block Kidwai Nagar branch located?
HDFC Bank's K Block Kidwai Nagar branch is located at GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011, Kanpur, Uttar Pradesh.
What is the IFSC code of HDFC Bank K Block Kidwai Nagar branch?
The IFSC code of HDFC Bank, K Block Kidwai Nagar branch is HDFC0007302. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank K Block Kidwai Nagar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Does HDFC Bank K Block Kidwai Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0007302 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – K Block Kidwai Nagar reflect within 30 minutes.
Summary
The IFSC code HDFC0007302 belongs to HDFC Bank's K BLOCK KIDWAI NAGAR branch, located at GROUND FLOOR 128 543 58 K BLOCK KIDWAI NAGAR KANPUR UTTAR PRADESH 208011 in KANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
