This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, NAGROTA SURIAN branch in KANGRA. The 11-digit IFSC HDFC0006965 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the NAGROTA SURIAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's NAGROTA SURIAN branch, the IFSC HDFC0006965 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 006965 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagrota Surian branch — IFSC HDFC0006965 — extends the bank's services to customers in and around Kangra, Himachal Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nagrota Surian |
| IFSC Code | HDFC0006965 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR MAHAJAN COMPLEX MAIN BAZAR OPP UCO BANK NAGROTA SURIAN JAWALI KANGRA HIMACHAL PRADESH 176027 |
| City | Kangra |
| District | Kangra |
| State | Himachal Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About this branch
The branch is located at GR FLR MAHAJAN COMPLEX MAIN BAZAR OPP UCO BANK NAGROTA SURIAN JAWALI KANGRA HIMACHAL PRADESH 176027. It serves the Kangra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006965 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAGROTA SURIAN of HDFC Bank — its own 11-character IFSC. The code HDFC0006965 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006965 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nagrota Surian branch is mapped to IFSC HDFC0006965 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0006965.
Products and services
Customers walking into the Nagrota Surian branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0006965
How to transfer money using IFSC HDFC0006965
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006965 across all three.
How to use IFSC HDFC0006965 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's NAGROTA SURIAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0006965.
- Confirm the bank name auto-populates as HDFC Bank and the branch as NAGROTA SURIAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NAGROTA SURIAN
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's NAGROTA SURIAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006965 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – NAGROTA SURIAN, use IMPS. With IFSC HDFC0006965 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006965 for HDFC Bank – NAGROTA SURIAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006965 | Yes – HDFC0006965 | Yes – HDFC0006965 |
For most retail customers crediting the Nagrota Surian branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's NAGROTA SURIAN branch, the IFSC HDFC0006965 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Nagrota Surian branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006965 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Nagrota Surian branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006965 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0006965
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – NAGROTA SURIAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006965. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nagrota Surian branch
The branch is located at GR FLR MAHAJAN COMPLEX MAIN BAZAR OPP UCO BANK NAGROTA SURIAN JAWALI KANGRA HIMACHAL PRADESH 176027, which puts it inside Kangra, the broader Kangra district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Nagrota Surian branch” — the verified location pin for IFSC HDFC0006965 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006965 and your account number.
Verifying IFSC HDFC0006965 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006965 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nagrota Surian are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0006965 continue to work without interruption.
Branch address & contact
HDFC BankNagrota Surian Branch
GR FLR MAHAJAN COMPLEX MAIN BAZAR OPP UCO BANK NAGROTA SURIAN JAWALI KANGRA HIMACHAL PRADESH 176027
Kangra, Himachal Pradesh
Phone: 1860-2676161
IFSC: HDFC0006965
Frequently asked questions
How quickly will an NEFT transfer using HDFC0006965 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Nagrota Surian reflect within 30 minutes.
Is IFSC HDFC0006965 valid for NEFT and RTGS?
Yes. IFSC HDFC0006965 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0006965 the same for all accounts at Nagrota Surian branch?
Yes. The IFSC HDFC0006965 is shared by every account held at HDFC Bank's Nagrota Surian branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Nagrota Surian branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Can I use IFSC HDFC0006965 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006965 to send funds instantly.
How do I add HDFC Bank Nagrota Surian as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006965, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0006965 is the IFSC code of HDFC Bank, NAGROTA SURIAN branch, in KANGRA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
