This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KAMSHET branch in KAMSHET. The 11-digit IFSC HDFC0003187 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KAMSHET location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KAMSHET is HDFC0003187. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003187 map to this branch in KAMSHET, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kamshet branch in Kamshet, Maharashtra is part of this network and uses the IFSC code HDFC0003187 for all electronic settlement.
About the Kamshet branch
The Kamshet branch of HDFC Bank is situated at HDFC BANK LTD KESHARIYA VASTRA BHANDAR SHIVAJI CHOWK KAMSHET PUNE MAHARASHTRA410405. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003187 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kamshet |
| IFSC Code | HDFC0003187 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD KESHARIYA VASTRA BHANDAR SHIVAJI CHOWK KAMSHET PUNE MAHARASHTRA410405 |
| City | Kamshet |
| District | Pune |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's KAMSHET branch came to be assigned the code HDFC0003187.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003187, money simply cannot be routed to the KAMSHET branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kamshet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003187 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0003187
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003187 across all three.
How to use IFSC HDFC0003187 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KAMSHET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0003187.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KAMSHET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0003187
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KAMSHET, ensure your bank's portal accepts IFSC HDFC0003187 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KAMSHET, use IMPS. With IFSC HDFC0003187 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003187 for HDFC Bank – KAMSHET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003187 | Yes – HDFC0003187 | Yes – HDFC0003187 |
For most retail customers crediting the Kamshet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's KAMSHET branch, the IFSC HDFC0003187 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kamshet branch is mapped to IFSC HDFC0003187 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003187.
Products and services
Customers walking into the Kamshet branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003187
Online banking and IFSC HDFC0003187
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KAMSHET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003187 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kamshet branch
The branch is located at HDFC BANK LTD KESHARIYA VASTRA BHANDAR SHIVAJI CHOWK KAMSHET PUNE MAHARASHTRA410405, which puts it inside Kamshet, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kamshet branch” — the verified location pin for IFSC HDFC0003187 should appear at the top of the results.
- Confirm the branch is open by calling 22-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003187 and your account number.
Common mistakes to avoid when using IFSC HDFC0003187
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KAMSHET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003187. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kamshet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0003187, however, work 24x7.
Verifying IFSC HDFC0003187 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003187 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankKamshet Branch
HDFC BANK LTD KESHARIYA VASTRA BHANDAR SHIVAJI CHOWK KAMSHET PUNE MAHARASHTRA410405
Kamshet, Maharashtra
Phone: 22-61606161
IFSC: HDFC0003187
Frequently asked questions
Is IFSC HDFC0003187 the same for all accounts at Kamshet branch?
Yes. The IFSC HDFC0003187 is shared by every account held at HDFC Bank's Kamshet branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kamshet branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0003187 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kamshet reflect within 30 minutes.
Where is HDFC Bank Kamshet branch located?
HDFC Bank's Kamshet branch is located at HDFC BANK LTD KESHARIYA VASTRA BHANDAR SHIVAJI CHOWK KAMSHET PUNE MAHARASHTRA410405, Kamshet, Maharashtra.
Can I use IFSC HDFC0003187 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003187 to send funds instantly.
Is IFSC HDFC0003187 valid for NEFT and RTGS?
Yes. IFSC HDFC0003187 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: HDFC0003187 is the IFSC code of HDFC Bank, KAMSHET branch, in KAMSHET, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
