Use this page as a one-stop reference for everything related to HDFC Bank's KALIAGANJ branch in KALIAGANJ, WEST BENGAL. The branch's IFSC code HDFC0002250 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002250 is the IFSC of HDFC Bank's KALIAGANJ branch. The format is fixed: HDFC = bank code, 0 = reserved, 002250 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kaliaganj |
| IFSC Code | HDFC0002250 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KALIAGANJ HDFC BANK LTD S.B.MARKET N.S.ROAD PIN 733129 |
| City | Kaliaganj |
| District | Uttar Dinajpur |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kaliaganj branch — IFSC HDFC0002250 — extends the bank's services to customers in and around Kaliaganj, West Bengal.
About this branch
The branch is located at KALIAGANJ HDFC BANK LTD S.B.MARKET N.S.ROAD PIN 733129. It serves the Kaliaganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002250 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALIAGANJ of HDFC Bank — its own 11-character IFSC. The code HDFC0002250 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002250 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0002250
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002250 across all three.
NEFT to HDFC Bank, KALIAGANJ using IFSC HDFC0002250
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002250, and confirm that the system picks up HDFC Bank – KALIAGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002250
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KALIAGANJ, ensure your bank's portal accepts IFSC HDFC0002250 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KALIAGANJ, use IMPS. With IFSC HDFC0002250 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kaliaganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002250:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALIAGANJ is still linked to IFSC HDFC0002250.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0002250
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KALIAGANJ is still mapped to IFSC HDFC0002250. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002250 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kaliaganj branch is mapped to IFSC HDFC0002250 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002250.
Banking services available
The Kaliaganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9831073333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002250
MICR & cheque-truncation details
Cheques drawn on the Kaliaganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002250 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0002250
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KALIAGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002250 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KALIAGANJ:
- The IFSC is exactly HDFC0002250 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KALIAGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kaliaganj branch sits at KALIAGANJ HDFC BANK LTD S.B.MARKET N.S.ROAD PIN 733129. If you are travelling from outside Kaliaganj, search for the branch on a maps application using the bank name and locality, or call 91-9831073333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002250 and your account number.
Verifying IFSC HDFC0002250 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002250 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kaliaganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002250, however, work 24x7.
Branch address & contact
HDFC BankKaliaganj Branch
KALIAGANJ HDFC BANK LTD S.B.MARKET N.S.ROAD PIN 733129
Kaliaganj, West Bengal
Phone: 91-9831073333
IFSC: HDFC0002250
Frequently asked questions
Is IFSC HDFC0002250 valid for NEFT and RTGS?
Yes. IFSC HDFC0002250 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0002250 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002250 to send funds instantly.
Is IFSC HDFC0002250 the same for all accounts at Kaliaganj branch?
Yes. The IFSC HDFC0002250 is shared by every account held at HDFC Bank's Kaliaganj branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Kaliaganj branch?
The IFSC code of HDFC Bank, Kaliaganj branch is HDFC0002250. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Kaliaganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002250, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Kaliaganj branch located?
HDFC Bank's Kaliaganj branch is located at KALIAGANJ HDFC BANK LTD S.B.MARKET N.S.ROAD PIN 733129, Kaliaganj, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kaliaganj branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0002250 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kaliaganj reflect within 30 minutes.
Final notes
To recap: HDFC0002250 is the IFSC code of HDFC Bank, KALIAGANJ branch, in KALIAGANJ, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
