Use this page as a one-stop reference for everything related to HDFC Bank's KALASA branch in KALASA, KARNATAKA. The branch's IFSC code HDFC0005517 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KALASA is HDFC0005517. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005517 map to this branch in KALASA, KARNATAKA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kalasa |
| IFSC Code | HDFC0005517 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA KARNATAKA 577124 |
| City | Kalasa |
| District | Chikmagalur |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kalasa branch in Kalasa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005517.
About the Kalasa branch
The Kalasa branch of HDFC Bank is situated at GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA KARNATAKA 577124. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005517 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALASA of HDFC Bank — its own 11-character IFSC. The code HDFC0005517 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005517 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005517
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005517 across all three.
NEFT to HDFC Bank, KALASA using IFSC HDFC0005517
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005517, and confirm that the system picks up HDFC Bank – KALASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0005517
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KALASA, ensure your bank's portal accepts IFSC HDFC0005517 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KALASA, use IMPS. With IFSC HDFC0005517 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0005517 for HDFC Bank – KALASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0005517 | Yes – HDFC0005517 | Yes – HDFC0005517 |
For most retail customers crediting the Kalasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0005517
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KALASA is still mapped to IFSC HDFC0005517. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005517 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kalasa branch is mapped to IFSC HDFC0005517 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005517.
Banking services available
The Kalasa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0005517
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005517 and the account number together uniquely identify the Kalasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0005517
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KALASA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005517 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – KALASA:
- The IFSC is exactly HDFC0005517 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and KALASA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kalasa branch
The branch is located at GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA KARNATAKA 577124, which puts it inside Kalasa, the broader Chikmagalur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kalasa branch” — the verified location pin for IFSC HDFC0005517 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005517 and your account number.
Verifying IFSC HDFC0005517 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005517 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalasa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0005517, however, work 24x7.
Branch address & contact
HDFC BankKalasa Branch
GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA KARNATAKA 577124
Kalasa, Karnataka
Phone: 1800-2026161
IFSC: HDFC0005517
Frequently asked questions
What is the phone number of HDFC Bank Kalasa branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Where is HDFC Bank Kalasa branch located?
HDFC Bank's Kalasa branch is located at GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA KARNATAKA 577124, Kalasa, Karnataka.
Is IFSC HDFC0005517 valid for NEFT and RTGS?
Yes. IFSC HDFC0005517 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0005517 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Kalasa reflect within 30 minutes.
What is the IFSC code of HDFC Bank Kalasa branch?
The IFSC code of HDFC Bank, Kalasa branch is HDFC0005517. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalasa branch but serve different purposes.
Is IFSC HDFC0005517 the same for all accounts at Kalasa branch?
Yes. The IFSC HDFC0005517 is shared by every account held at HDFC Bank's Kalasa branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0005517 belongs to HDFC Bank's KALASA branch, located at GRD FLOOR MANJUNATH PRABHU ARCADE MAIN ROAD KALASA DIST CHIKMAGALUR KALASA… in KALASA, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
