This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KAKINADA III branch in KAKINADA. The 11-digit IFSC HDFC0009169 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KAKINADA III location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009169 is the IFSC of HDFC Bank's KAKINADA III branch. The format is fixed: HDFC = bank code, 0 = reserved, 009169 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kakinada Iii branch — IFSC HDFC0009169 — extends the bank's services to customers in and around Kakinada, Andhra Pradesh.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kakinada Iii |
| IFSC Code | HDFC0009169 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR D NO 25 6 39 GANJAM VARI STREET TEMPLE STREET KAKINADA EAST GODAVARI ANDHRA PRADESH 533001 |
| City | Kakinada |
| District | East Godavari |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
About the Kakinada Iii branch
The Kakinada Iii branch of HDFC Bank is situated at GRD FLR D NO 25 6 39 GANJAM VARI STREET TEMPLE STREET KAKINADA EAST GODAVARI ANDHRA PRADESH 533001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009169 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAKINADA III of HDFC Bank — its own 11-character IFSC. The code HDFC0009169 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009169 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Kakinada Iii branch
Once you have an account at HDFC Bank – KAKINADA III, the IFSC HDFC0009169 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kakinada Iii branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9949493333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009169
How to transfer money using IFSC HDFC0009169
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009169 across all three.
How to use IFSC HDFC0009169 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's KAKINADA III branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009169.
- Confirm the bank name auto-populates as HDFC Bank and the branch as KAKINADA III.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0009169
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – KAKINADA III, ensure your bank's portal accepts IFSC HDFC0009169 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KAKINADA III, use IMPS. With IFSC HDFC0009169 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kakinada Iii
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009169:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAKINADA III is still linked to IFSC HDFC0009169.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0009169
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KAKINADA III is still mapped to IFSC HDFC0009169. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009169 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0009169
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KAKINADA III branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009169 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kakinada Iii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009169 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0009169
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KAKINADA III, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009169. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kakinada Iii branch
The branch is located at GRD FLR D NO 25 6 39 GANJAM VARI STREET TEMPLE STREET KAKINADA EAST GODAVARI ANDHRA PRADESH 533001, which puts it inside Kakinada, the broader East Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kakinada Iii branch” — the verified location pin for IFSC HDFC0009169 should appear at the top of the results.
- Confirm the branch is open by calling 91-9949493333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009169 and your account number.
Verifying IFSC HDFC0009169 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009169 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9949493333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakinada Iii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009169, however, work 24x7.
Branch address & contact
HDFC BankKakinada Iii Branch
GRD FLR D NO 25 6 39 GANJAM VARI STREET TEMPLE STREET KAKINADA EAST GODAVARI ANDHRA PRADESH 533001
Kakinada, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0009169
Frequently asked questions
How do I add HDFC Bank Kakinada Iii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009169, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Kakinada Iii branch?
The IFSC code of HDFC Bank, Kakinada Iii branch is HDFC0009169. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does HDFC Bank Kakinada Iii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9949493333 to confirm.
Is IFSC HDFC0009169 the same for all accounts at Kakinada Iii branch?
Yes. The IFSC HDFC0009169 is shared by every account held at HDFC Bank's Kakinada Iii branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakinada Iii branch but serve different purposes.
Can I use IFSC HDFC0009169 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009169 to send funds instantly.
Summary
The IFSC code HDFC0009169 belongs to HDFC Bank's KAKINADA III branch, located at GRD FLR D NO 25 6 39 GANJAM VARI STREET TEMPLE STREET KAKINADA EAST GODAVARI… in KAKINADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
