If you are searching for the IFSC code of HDFC Bank, RANIA branch in JHINJHAK, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0004772. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RANIA branch, and detailed step-by-step guides for using the IFSC HDFC0004772 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004772 is the IFSC of HDFC Bank's RANIA branch. The format is fixed: HDFC = bank code, 0 = reserved, 004772 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Rania |
| IFSC Code | HDFC0004772 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR HOUSE NO 252A RANIA NH 19 TEHSIL AKBARPUR JHINJHAK UTTAR PRADESH 209304 |
| City | Jhinjhak |
| District | Kanpur Dehat |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rania branch in Jhinjhak, Uttar Pradesh is part of this network and uses the IFSC code HDFC0004772 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR HOUSE NO 252A RANIA NH 19 TEHSIL AKBARPUR JHINJHAK UTTAR PRADESH 209304. It serves the Jhinjhak region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004772 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANIA of HDFC Bank — its own 11-character IFSC. The code HDFC0004772 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004772 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0004772
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004772 across all three.
How to use IFSC HDFC0004772 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's RANIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004772.
- Confirm the bank name auto-populates as HDFC Bank and the branch as RANIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0004772
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – RANIA, ensure your bank's portal accepts IFSC HDFC0004772 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank RANIA (IFSC HDFC0004772)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004772 in your mobile or internet banking app, and the money is credited to the RANIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004772 for HDFC Bank – RANIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004772 | Yes – HDFC0004772 | Yes – HDFC0004772 |
For most retail customers crediting the Rania branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004772
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – RANIA is still mapped to IFSC HDFC0004772. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004772 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rania branch is mapped to IFSC HDFC0004772 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004772.
Products and services
Customers walking into the Rania branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004772
MICR & cheque-truncation details
Cheques drawn on the Rania branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004772 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0004772
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the RANIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004772 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – RANIA:
- The IFSC is exactly HDFC0004772 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and RANIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rania branch
The branch is located at GROUND FLOOR HOUSE NO 252A RANIA NH 19 TEHSIL AKBARPUR JHINJHAK UTTAR PRADESH 209304, which puts it inside Jhinjhak, the broader Kanpur Dehat district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Rania branch” — the verified location pin for IFSC HDFC0004772 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004772 and your account number.
Verifying IFSC HDFC0004772 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004772 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rania are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004772 continue to work without interruption.
Branch address & contact
HDFC BankRania Branch
GROUND FLOOR HOUSE NO 252A RANIA NH 19 TEHSIL AKBARPUR JHINJHAK UTTAR PRADESH 209304
Jhinjhak, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0004772
Frequently asked questions
Does HDFC Bank Rania branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0004772 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Rania reflect within 30 minutes.
How do I add HDFC Bank Rania as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004772, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Rania branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0004772 valid for NEFT and RTGS?
Yes. IFSC HDFC0004772 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0004772 the same for all accounts at Rania branch?
Yes. The IFSC HDFC0004772 is shared by every account held at HDFC Bank's Rania branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0004772 belongs to HDFC Bank's RANIA branch, located at GROUND FLOOR HOUSE NO 252A RANIA NH 19 TEHSIL AKBARPUR JHINJHAK UTTAR PRADESH… in JHINJHAK, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
