IFSC Code of HDFC Bank, Vardhaman Mahila Coop Urban Bk Ltd Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch in HYDERABAD, ANDHRA PRADESH. The branch's IFSC code HDFC0CVB005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CVB005 is the IFSC of HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CVB005 = branch identifier.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Vardhaman Mahila Coop Urban Bk Ltd branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CVB005.

About the Vardhaman Mahila Coop Urban Bk Ltd branch

The Vardhaman Mahila Coop Urban Bk Ltd branch of HDFC Bank is situated at 7-1-81/1,1ST FLOOR LOYA ARCADE, AMEERPET,HYDERABAD PIN-500016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CVB005 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VARDHAMAN MAHILA COOP URBAN BK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVB005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVB005 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CVB005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVB005 across all three.

How to use IFSC HDFC0CVB005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CVB005.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as VARDHAMAN MAHILA COOP URBAN BK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VARDHAMAN MAHILA COOP URBAN BK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVB005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, use IMPS. With IFSC HDFC0CVB005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CVB005 for HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vardhaman Mahila Coop Urban Bk Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CVB005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD is still mapped to IFSC HDFC0CVB005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVB005 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vardhaman Mahila Coop Urban Bk Ltd branch

Once you have an account at HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, the IFSC HDFC0CVB005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vardhaman Mahila Coop Urban Bk Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23737513.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CVB005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CVB005 and the account number together uniquely identify the Vardhaman Mahila Coop Urban Bk Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CVB005

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VARDHAMAN MAHILA COOP URBAN BK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CVB005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC HDFC0CVB005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CVB005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vardhaman Mahila Coop Urban Bk Ltd branch

The branch is located at 7-1-81/1,1ST FLOOR LOYA ARCADE, AMEERPET,HYDERABAD PIN-500016, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Vardhaman Mahila Coop Urban Bk Ltd branch” — the verified location pin for IFSC HDFC0CVB005 should appear at the top of the results.
2. Confirm the branch is open by calling 40-23737513 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CVB005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CVB005 for HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vardhaman Mahila Coop Urban Bk Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CVB005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CVB005 belongs to HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch, located at 7-1-81/1,1ST FLOOR LOYA ARCADE, AMEERPET,HYDERABAD PIN-500016 in HYDERABAD, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.