IFSC Code of HDFC Bank, Vardhaman Mahila Coop Urban Bk Ltd Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, VARDHAMAN MAHILA COOP URBAN BK LTD branch in HYDERABAD. The 11-digit IFSC HDFC0CVB004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the VARDHAMAN MAHILA COOP URBAN BK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD is HDFC0CVB004. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CVB004 map to this branch in HYDERABAD, ANDHRA PRADESH.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Vardhaman Mahila Coop Urban Bk Ltd branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CVB004.

About this branch

The branch is located at 5-2-188,1ST FLOOR ,NEAR GOWLIGUDA TELEHPONE EXCHANGE,GOWLIGUDA HYDERABAD-PIN-5000012. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CVB004 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VARDHAMAN MAHILA COOP URBAN BK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CVB004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CVB004 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CVB004 and the account number together uniquely identify the Vardhaman Mahila Coop Urban Bk Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HDFC0CVB004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CVB004 across all three.

NEFT to HDFC Bank, VARDHAMAN MAHILA COOP URBAN BK LTD using IFSC HDFC0CVB004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CVB004, and confirm that the system picks up HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VARDHAMAN MAHILA COOP URBAN BK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VARDHAMAN MAHILA COOP URBAN BK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CVB004 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank VARDHAMAN MAHILA COOP URBAN BK LTD (IFSC HDFC0CVB004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CVB004 in your mobile or internet banking app, and the money is credited to the VARDHAMAN MAHILA COOP URBAN BK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CVB004 for HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vardhaman Mahila Coop Urban Bk Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0CVB004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD is still mapped to IFSC HDFC0CVB004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CVB004 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vardhaman Mahila Coop Urban Bk Ltd branch is mapped to IFSC HDFC0CVB004 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CVB004.

Products and services

Customers walking into the Vardhaman Mahila Coop Urban Bk Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CVB004

Digital banking channels

Most day-to-day work that customers used to do at the Vardhaman Mahila Coop Urban Bk Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CVB004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Vardhaman Mahila Coop Urban Bk Ltd branch sits at 5-2-188,1ST FLOOR ,NEAR GOWLIGUDA TELEHPONE EXCHANGE,GOWLIGUDA HYDERABAD-PIN-5000012. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-24733381 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CVB004 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD:

• The IFSC is exactly HDFC0CVB004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and VARDHAMAN MAHILA COOP URBAN BK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vardhaman Mahila Coop Urban Bk Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CVB004, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CVB004 for HDFC Bank – VARDHAMAN MAHILA COOP URBAN BK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CVB004 is the IFSC code of HDFC Bank, VARDHAMAN MAHILA COOP URBAN BK LTD branch, in HYDERABAD, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.