IFSC Code of HDFC Bank, The Gayatri Co-Op Urban Bank Ltd Branch, Telangana

Use this page as a one-stop reference for everything related to HDFC Bank's THE GAYATRI CO-OP URBAN BANK LTD branch in HYDERABAD, TELANGANA. The branch's IFSC code HDFC0CTGB41 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE GAYATRI CO-OP URBAN BANK LTD is HDFC0CTGB41. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CTGB41 map to this branch in HYDERABAD, TELANGANA.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the The Gayatri Co-Op Urban Bank Ltd branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CTGB41.

About this branch

The branch is located at PHASE IX KPHB COLONY KUKATPALLY HYDERABAD TELANGANA 500085. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CTGB41 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE GAYATRI CO-OP URBAN BANK LTD branch came to be assigned the code HDFC0CTGB41.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CTGB41, money simply cannot be routed to the THE GAYATRI CO-OP URBAN BANK LTD branch electronically.

How to transfer money using IFSC HDFC0CTGB41

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CTGB41 across all three.

NEFT to HDFC Bank, THE GAYATRI CO-OP URBAN BANK LTD using IFSC HDFC0CTGB41

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CTGB41, and confirm that the system picks up HDFC Bank – THE GAYATRI CO-OP URBAN BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE GAYATRI CO-OP URBAN BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE GAYATRI CO-OP URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CTGB41 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE GAYATRI CO-OP URBAN BANK LTD (IFSC HDFC0CTGB41)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CTGB41 in your mobile or internet banking app, and the money is credited to the THE GAYATRI CO-OP URBAN BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Gayatri Co-Op Urban Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CTGB41:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GAYATRI CO-OP URBAN BANK LTD is still linked to IFSC HDFC0CTGB41.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CTGB41

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – THE GAYATRI CO-OP URBAN BANK LTD is still mapped to IFSC HDFC0CTGB41. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CTGB41 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Gayatri Co-Op Urban Bank Ltd branch is mapped to IFSC HDFC0CTGB41 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CTGB41.

Banking services available

The The Gayatri Co-Op Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9440034267.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CTGB41

MICR & cheque-truncation details

Cheques drawn on the The Gayatri Co-Op Urban Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CTGB41 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Gayatri Co-Op Urban Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CTGB41 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE GAYATRI CO-OP URBAN BANK LTD:

• The IFSC is exactly HDFC0CTGB41 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE GAYATRI CO-OP URBAN BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Gayatri Co-Op Urban Bank Ltd branch sits at PHASE IX KPHB COLONY KUKATPALLY HYDERABAD TELANGANA 500085. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 9440034267 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CTGB41 and your account number.

Verifying IFSC HDFC0CTGB41 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CTGB41 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9440034267.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Gayatri Co-Op Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CTGB41 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CTGB41 is the IFSC code of HDFC Bank, THE GAYATRI CO-OP URBAN BANK LTD branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.