Use this page as a one-stop reference for everything related to Federal Bank's MUMBAI FORT branch in MUMBAI, MAHARASHTRA. The branch's IFSC code FDRL0001099 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – MUMBAI FORT is FDRL0001099. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001099 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Fort branch in Mumbai, Maharashtra is part of this network and uses the IFSC code FDRL0001099 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Mumbai Fort |
| IFSC Code | FDRL0001099 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 32/34, CHURCH GATE HOUSE,VEER NARIMAN ROAD, FORT, MUMBAI |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 22680011 |
About this branch
The branch is located at 32/34, CHURCH GATE HOUSE,VEER NARIMAN ROAD, FORT, MUMBAI. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001099 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's MUMBAI FORT branch came to be assigned the code FDRL0001099.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001099, money simply cannot be routed to the MUMBAI FORT branch electronically.
Account types you can open at the Mumbai Fort branch
Once you have an account at Federal Bank – MUMBAI FORT, the IFSC FDRL0001099 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mumbai Fort branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22680011.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001099
How to transfer money using IFSC FDRL0001099
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001099 across all three.
How to use IFSC FDRL0001099 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's MUMBAI FORT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001099.
- Confirm the bank name auto-populates as Federal Bank and the branch as MUMBAI FORT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUMBAI FORT
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's MUMBAI FORT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001099 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank MUMBAI FORT (IFSC FDRL0001099)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001099 in your mobile or internet banking app, and the money is credited to the MUMBAI FORT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mumbai Fort
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001099:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI FORT is still linked to IFSC FDRL0001099.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's MUMBAI FORT branch, the IFSC FDRL0001099 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC FDRL0001099
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the MUMBAI FORT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001099 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mumbai Fort branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001099 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL0001099
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – MUMBAI FORT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001099. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mumbai Fort branch
The branch is located at 32/34, CHURCH GATE HOUSE,VEER NARIMAN ROAD, FORT, MUMBAI, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Mumbai Fort branch” — the verified location pin for IFSC FDRL0001099 should appear at the top of the results.
- Confirm the branch is open by calling 22-22680011 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001099 and your account number.
Verifying IFSC FDRL0001099 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001099 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22680011.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Fort branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001099, however, work 24x7.
Branch address & contact
Federal BankMumbai Fort Branch
32/34, CHURCH GATE HOUSE,VEER NARIMAN ROAD, FORT, MUMBAI
Mumbai, Maharashtra
Phone: 22-22680011
IFSC: FDRL0001099
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001099 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Mumbai Fort reflect within 30 minutes.
Does Federal Bank Mumbai Fort branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22680011 to confirm.
Is IFSC FDRL0001099 valid for NEFT and RTGS?
Yes. IFSC FDRL0001099 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai Fort branch but serve different purposes.
How do I add Federal Bank Mumbai Fort as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001099, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Federal Bank Mumbai Fort branch located?
Federal Bank's Mumbai Fort branch is located at 32/34, CHURCH GATE HOUSE,VEER NARIMAN ROAD, FORT, MUMBAI, Mumbai, Maharashtra.
Can I use IFSC FDRL0001099 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001099 to send funds instantly.
Is IFSC FDRL0001099 the same for all accounts at Mumbai Fort branch?
Yes. The IFSC FDRL0001099 is shared by every account held at Federal Bank's Mumbai Fort branch. Only the account number changes from customer to customer.
Final notes
To recap: FDRL0001099 is the IFSC code of Federal Bank, MUMBAI FORT branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
