This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, KENGERI branch in KENGERI. The 11-digit IFSC FDRL0001964 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the KENGERI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's KENGERI branch, the IFSC FDRL0001964 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001964 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kengeri branch in Kengeri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001964.
About this branch
The branch is located at D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE,. It serves the Kengeri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001964 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kengeri |
| IFSC Code | FDRL0001964 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE, |
| City | Kengeri |
| District | Kengeri |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9480796281 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's KENGERI branch came to be assigned the code FDRL0001964.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001964, money simply cannot be routed to the KENGERI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kengeri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001964 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC FDRL0001964
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001964 across all three.
NEFT to Federal Bank, KENGERI using IFSC FDRL0001964
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001964, and confirm that the system picks up Federal Bank – KENGERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KENGERI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's KENGERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001964 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – KENGERI, use IMPS. With IFSC FDRL0001964 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kengeri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001964:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KENGERI is still linked to IFSC FDRL0001964.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC FDRL0001964
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KENGERI is still mapped to IFSC FDRL0001964. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001964 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kengeri branch
Once you have an account at Federal Bank – KENGERI, the IFSC FDRL0001964 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kengeri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9480796281.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001964
Online banking and IFSC FDRL0001964
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KENGERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001964 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kengeri branch sits at D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE,. If you are travelling from outside Kengeri, search for the branch on a maps application using the bank name and locality, or call 91-9480796281 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001964 and your account number.
Common mistakes to avoid when using IFSC FDRL0001964
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – KENGERI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001964. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kengeri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001964, however, work 24x7.
Verifying IFSC FDRL0001964 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001964 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9480796281.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankKengeri Branch
D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE,
Kengeri, Karnataka
Phone: 91-9480796281
IFSC: FDRL0001964
Frequently asked questions
Can I use IFSC FDRL0001964 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001964 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kengeri branch but serve different purposes.
Where is Federal Bank Kengeri branch located?
Federal Bank's Kengeri branch is located at D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE,, Kengeri, Karnataka.
Is IFSC FDRL0001964 valid for NEFT and RTGS?
Yes. IFSC FDRL0001964 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Federal Bank Kengeri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001964, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Kengeri branch?
You can reach the branch at 91-9480796281 during regular banking hours.
What is the IFSC code of Federal Bank Kengeri branch?
The IFSC code of Federal Bank, Kengeri branch is FDRL0001964. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using FDRL0001964 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kengeri reflect within 30 minutes.
Summary
The IFSC code FDRL0001964 belongs to Federal Bank's KENGERI branch, located at D.NO.NO.737,KOMMAGHATTA MAIN ROAD, KENGERI SATELLITE TOWN, BANGALORE, in KENGERI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
